NREF (NexPoint Real Estate Finance) Effective Interest Rate on Debt %: 0.87% (As of Mar. 2026)


NREF NexPoint Real Estate Finance Inc NREF
44 GF Score
Price $15.58
! 5 Warning Signs
View Full Analysis

What is NexPoint Real Estate Finance Effective Interest Rate on Debt %?

NexPoint Real Estate Finance NREF +1.30% 44 Effective Interest Rate on Debt % is 0.87% as of Mar. 2026. GuruFocus rates NREF with a GF Score™ of 44/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. NexPoint Real Estate Finance's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $36.6 Mil. NexPoint Real Estate Finance's average total debt for the quarter that ended in Mar. 2026 was $4,196.5 Mil. Therefore, NexPoint Real Estate Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.87%.


NexPoint Real Estate Finance  (NYSE:NREF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


NexPoint Real Estate Finance Effective Interest Rate on Debt % Related Terms


NexPoint Real Estate Finance Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for NexPoint Real Estate Finance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NexPoint Real Estate Finance Effective Interest Rate on Debt % Chart

NexPoint Real Estate Finance Annual Data
Trend Dec14 Dec15 Dec16 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 0.54 0.76 0.82 0.97

NexPoint Real Estate Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 0.97 0.96 1.06 0.87

NREF vs RC, MITT, ACRE: Effective Interest Rate on Debt % Comparison

For the REIT - Mortgage subindustry, NexPoint Real Estate Finance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NexPoint Real Estate Finance Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, NexPoint Real Estate Finance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where NexPoint Real Estate Finance's Effective Interest Rate on Debt % falls into.


NREF
44GF Score
NexPoint Real Estate Finance Inc NREF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NexPoint Real Estate Finance Effective Interest Rate on Debt % Calculation

NexPoint Real Estate Finance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -42.769/( (4581.448+4203.794)/ 2 )
=-1  *  -42.769/4392.621
=0.97 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4581.448 + 0
=4581.448

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4203.794 + 0
=4203.794

NexPoint Real Estate Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -36.62/( (4203.794+4189.25)/ 2 )
=-1  *  -36.62/4196.522
=0.87 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4203.794 + 0
=4203.794

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4189.25 + 0
=4189.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.87% mean?
NexPoint Real Estate Finance (NREF) has a Effective Interest Rate on Debt % of 0.87% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NexPoint Real Estate Finance and its competitors.
Is NexPoint Real Estate Finance's Effective Interest Rate on Debt % too high?
NexPoint Real Estate Finance's current Effective Interest Rate on Debt % is 0.87%. Overall, NexPoint Real Estate Finance has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does NexPoint Real Estate Finance's Effective Interest Rate on Debt % compare to RC and MITT?
NexPoint Real Estate Finance's Effective Interest Rate on Debt % of 0.87% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NexPoint Real Estate Finance and its competitors. NexPoint Real Estate Finance's current Effective Interest Rate on Debt % is 0.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NexPoint Real Estate Finance stock overvalued right now?
NexPoint Real Estate Finance (NREF) has a current Effective Interest Rate on Debt % of 0.87%. The current Effective Interest Rate on Debt % is 0.87%. NexPoint Real Estate Finance's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For NexPoint Real Estate Finance (NREF), the current Effective Interest Rate on Debt % is 0.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NexPoint Real Estate Finance Business Description

Industry Real EstateREITs
Other Exchanges NREFpA.PFD:USA
Address 300 Crescent Court, Suite 700, Dallas, TX, USA, 75201
NexPoint Real Estate Finance Inc is a commercial mortgage REIT focused on generating attractive, risk-adjusted returns for shareholders over the long term. The company invests mainly in first-lien mortgage loans, mezzanine loans, preferred equity, multifamily properties, and common equity investments, as well as multifamily and single-family rental CMBS securitizations, promissory notes, revolving credit facilities, and stock warrants. It focuses on real estate sectors where its management has operating expertise, including multifamily, single-family rental, self-storage, industrial, and life sciences, mainly in top metropolitan areas.
44GF Score

Get the complete analysis for NREF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.58
Price