NREF (NexPoint Real Estate Finance) Moat Score: 3/10 (As of Jun. 30, 2026)


NREF NexPoint Real Estate Finance Inc NREF
44 GF Score
Price $15.49
! 5 Warning Signs
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What is NexPoint Real Estate Finance Moat Score?

NexPoint Real Estate Finance NREF -0.58% 44 Moat Score is 3 as of Jun. 30, 2026. GuruFocus rates NREF with a GF Score™ of 44/100. The stock has 5 warning signs investors should review. Among 993 REITs companies, NexPoint Real Estate Finance ranks better than 77.14% on this metric.

NexPoint Real Estate Finance has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

NexPoint Real Estate Finance has No Moat: NexPoint Real Estate Finance operates in a highly competitive real estate finance market with limited differentiation. It lacks significant cost advantages, brand strength, or regulatory barriers, resulting in a very weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes NexPoint Real Estate Finance might have No Moat - Very weak/transient advantages.

NexPoint Real Estate Finance  (NYSE:NREF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

NexPoint Real Estate Finance Moat Score Related Terms

NREF vs RC, MITT, ACRE: Moat Score Comparison

For the REIT - Mortgage subindustry, NexPoint Real Estate Finance's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NexPoint Real Estate Finance Moat Score vs REITs Industry

For the REITs industry and Real Estate sector, NexPoint Real Estate Finance's Moat Score distribution charts can be found below:

* The bar in red indicates where NexPoint Real Estate Finance's Moat Score falls into.


NREF
44GF Score
NexPoint Real Estate Finance Inc NREF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
NexPoint Real Estate Finance (NREF) has a Moat Score of 3 as of Jun. 30, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, NexPoint Real Estate Finance ranks #227 out of 993 companies in the REITs industry, placing it in the top 22.9%.
Is NexPoint Real Estate Finance's Moat Score too high?
NexPoint Real Estate Finance's current Moat Score is 3. Based on the distribution chart, NexPoint Real Estate Finance ranks #227 out of 993 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, NexPoint Real Estate Finance has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does NexPoint Real Estate Finance's Moat Score compare to RC and MITT?
According to the REITs industry distribution chart, NexPoint Real Estate Finance ranks #227 out of 993 companies for Moat Score. This places NexPoint Real Estate Finance in the top 23% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a REITs company?
A good Moat Score depends on the REITs industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. NexPoint Real Estate Finance's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NexPoint Real Estate Finance stock overvalued right now?
NexPoint Real Estate Finance (NREF) has a current Moat Score of 3. The current Moat Score is 3. NexPoint Real Estate Finance's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For NexPoint Real Estate Finance (NREF), the current Moat Score is 3 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NexPoint Real Estate Finance Business Description

Industry Real EstateREITs
Other Exchanges NREFpA.PFD:USA
Address 300 Crescent Court, Suite 700, Dallas, TX, USA, 75201
NexPoint Real Estate Finance Inc is a commercial mortgage REIT focused on generating attractive, risk-adjusted returns for shareholders over the long term. The company invests mainly in first-lien mortgage loans, mezzanine loans, preferred equity, multifamily properties, and common equity investments, as well as multifamily and single-family rental CMBS securitizations, promissory notes, revolving credit facilities, and stock warrants. It focuses on real estate sectors where its management has operating expertise, including multifamily, single-family rental, self-storage, industrial, and life sciences, mainly in top metropolitan areas.
44GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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