eTranzact International (NSA:ETRANZ) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

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NSA:ETRANZ eTranzact International PLC NSA:ETRANZ
19 GF Score
Price ₦14.50
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What is eTranzact International Effective Interest Rate on Debt %?

eTranzact International NSA:ETRANZ 19 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates NSA:ETRANZ with a GF Score™ of 19/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. eTranzact International's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was ₦0 Mil. eTranzact International's average total debt for the quarter that ended in Dec. 2025 was ₦179 Mil. Therefore, eTranzact International's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.00%.


eTranzact International  (NSA:ETRANZ) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


eTranzact International Effective Interest Rate on Debt % Related Terms


eTranzact International Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for eTranzact International's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

eTranzact International Effective Interest Rate on Debt % Chart

eTranzact International Annual Data
Trend Dec24 Dec25
Effective Interest Rate on Debt %
17.01 15.28

eTranzact International Quarterly Data
Dec24 Dec25
Effective Interest Rate on Debt % 0.00 0.00

NSA:ETRANZ vs EPXY, STTH, RMDM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, eTranzact International's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


eTranzact International Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, eTranzact International's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where eTranzact International's Effective Interest Rate on Debt % falls into.


NSA:ETRANZ
19GF Score
eTranzact International PLC NSA:ETRANZ
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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eTranzact International Effective Interest Rate on Debt % Calculation

eTranzact International's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -27.315/( (210.864+146.711)/ 2 )
=-1  *  -27.315/178.7875
=15.28 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=139.435 + 71.429
=210.864

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=75.282 + 71.429
=146.711

eTranzact International's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (210.864+146.711)/ 2 )
=-1  *  0/178.7875
=0.00 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=139.435 + 71.429
=210.864

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=75.282 + 71.429
=146.711

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
eTranzact International (NSA:ETRANZ) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on eTranzact International and its competitors.
Is eTranzact International's Effective Interest Rate on Debt % too high?
eTranzact International's current Effective Interest Rate on Debt % is 0.00%. Overall, eTranzact International has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does eTranzact International's Effective Interest Rate on Debt % compare to EPXY and STTH?
eTranzact International's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on eTranzact International and its competitors. eTranzact International's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is eTranzact International stock overvalued right now?
eTranzact International (NSA:ETRANZ) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. eTranzact International's overall GF Score™ is 19/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For eTranzact International (NSA:ETRANZ), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

eTranzact International Business Description

Address 27/29 Adeyemo Alakija Street, 5th Floor, Fortune Towers, Victoria Island, Lagos, NGA
eTranzact International PLC provides a multi-application and multi-channel electronic transaction switching and payment processing platform. The Company is a payment technology provider principally engaged in processing all facets of electronic payment transactions using its switching platform. It also provides maintenance and software development services. The company has three segments, Mobile, Other commissions, Maintenance and support services, software development, and others. The company generates the majority of its revenue from the mobile segment.
19GF Score

Get the complete analysis for NSA:ETRANZ

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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