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eTranzact InternationalNSA:ETRANZ 19 ROA % is 0.00% as of Dec. 2025. GuruFocus rates NSA:ETRANZ with a GF Score™ of 19/100. Among 2,895 Software companies, eTranzact International ranks worse than 34542.28% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. eTranzact International's annualizedNet Income for the quarter that ended in Dec. 2025 was ₦0 Mil.
eTranzact International's average Total Assets over the quarter that ended in Dec. 2025 was ₦35,071 Mil. Therefore, eTranzact International's annualized ROA % for the quarter that ended in Dec. 2025 was 0.00%.
The historical rank and industry rank for eTranzact International's ROA % or its related term are showing as below:
During the past 2 years, eTranzact International's highest ROA % was 14.14%. The lowest was 7.04%. And the median was 10.59%.
NSA:ETRANZ's ROA % is not ranked *
in the Software industry.
Industry Median: 1.72 * Ranked among companies with meaningful ROA % only.
eTranzact International (NSA:ETRANZ) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
eTranzact International ROA % Chart
eTranzact International Annual Data
Trend
Dec24
Dec25
ROA %
14.14
7.04
eTranzact International Quarterly Data
Dec24
Dec25
ROA %
0.00
0.00
NSA:ETRANZ vs EPXY, STTH, RMDM: ROA % Comparison
For the Software - Application subindustry, eTranzact International's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
eTranzact International ROA % vs Software Industry
For the Software industry and Technology sector, eTranzact International's ROA % distribution charts can be found below:
* The bar in red indicates where eTranzact International's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
eTranzact International (NSA:ETRANZ) has a ROA % of 0.00% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on eTranzact International and its competitors. Over the past decade, eTranzact International's ROA % has ranged from 7.04 to 14.14. According to the industry distribution chart, eTranzact International ranks #999999 out of 2895 companies in the Software industry.
Is eTranzact International's ROA % too high?
eTranzact International's current ROA % is 0.00%. Over the past 10 years, this metric has ranged from a low of 7.04 to a high of 14.14. Based on the distribution chart, eTranzact International ranks #999999 out of 2895 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, eTranzact International has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does eTranzact International's ROA % compare to EPXY and STTH?
According to the Software industry distribution chart, eTranzact International ranks #999999 out of 2895 companies for ROA %. This places eTranzact International in the lower half of its industry. The industry median ROA % is 1.72. Historically, eTranzact International's own ROA % has ranged from 7.04 to 14.14 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.72, based on 2,895 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on eTranzact International and its competitors. For the Software industry, the median ROA % is 1.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. eTranzact International's current ROA % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is eTranzact International stock overvalued right now?
eTranzact International (NSA:ETRANZ) has a current ROA % of 0.00%. The current ROA % is 0.00%. eTranzact International's overall GF Score™ is 19/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For eTranzact International (NSA:ETRANZ), the current ROA % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
eTranzact International PLC provides a multi-application and multi-channel electronic transaction switching and payment processing platform. The Company is a payment technology provider principally engaged in processing all facets of electronic payment transactions using its switching platform. It also provides maintenance and software development services. The company has three segments, Mobile, Other commissions, Maintenance and support services, software development, and others. The company generates the majority of its revenue from the mobile segment.
19GF Score
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