Honeywell Flour Mills (NSA:HFM) Effective Interest Rate on Debt %: 14.91% (As of Mar. 2025)

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NSA:HFM Honeywell Flour Mills PLC NSA:HFM
70 GF Score
Price ₦16.00
GF Value ₦10.34
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Honeywell Flour Mills Effective Interest Rate on Debt %?

Honeywell Flour Mills NSA:HFM -5.04% 70 Effective Interest Rate on Debt % is 14.91% as of Mar. 2025. GuruFocus rates NSA:HFM with a GF Score™ of 70/100 and a GF Value™ of ₦10.34 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Honeywell Flour Mills's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was ₦4,641 Mil. Honeywell Flour Mills's average total debt for the quarter that ended in Mar. 2025 was ₦31,132 Mil. Therefore, Honeywell Flour Mills's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 14.91%.


Honeywell Flour Mills  (NSA:HFM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Honeywell Flour Mills Effective Interest Rate on Debt % Related Terms


Honeywell Flour Mills Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Honeywell Flour Mills's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Honeywell Flour Mills Effective Interest Rate on Debt % Chart

Honeywell Flour Mills Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.22 8.97 14.47 20.17 14.91

Honeywell Flour Mills Semi-Annual Data
Mar10 Mar11 Mar12 Mar13 Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.22 8.97 14.47 20.17 14.91

NSA:HFM vs KHC, GIS, HRL: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Honeywell Flour Mills's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Honeywell Flour Mills Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Honeywell Flour Mills's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Honeywell Flour Mills's Effective Interest Rate on Debt % falls into.


NSA:HFM
70GF Score
Honeywell Flour Mills PLC NSA:HFM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Honeywell Flour Mills Effective Interest Rate on Debt % Calculation

Honeywell Flour Mills's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -4640.866/( (34426.791+27836.278)/ 2 )
=-1  *  -4640.866/31131.5345
=14.91 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29613.027 + 4813.764
=34426.791

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21053.431 + 6782.847
=27836.278

Honeywell Flour Mills's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2024 )+Total Debt  (Q: Mar. 2025 ))/ count )
=-1  *  -4640.866/( (34426.791+27836.278)/ 2 )
=-1  *  -4640.866/31131.5345
=14.91 %

where

Total Debt  (Q: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29613.027 + 4813.764
=34426.791

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21053.431 + 6782.847
=27836.278

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.91% mean?
Honeywell Flour Mills (NSA:HFM) has a Effective Interest Rate on Debt % of 14.91% as of Mar. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Honeywell Flour Mills and its competitors.
Is Honeywell Flour Mills' Effective Interest Rate on Debt % too high?
Honeywell Flour Mills' current Effective Interest Rate on Debt % is 14.91%. Overall, Honeywell Flour Mills has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Honeywell Flour Mills' Effective Interest Rate on Debt % compare to KHC and GIS?
Honeywell Flour Mills' Effective Interest Rate on Debt % of 14.91% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Honeywell Flour Mills and its competitors. Honeywell Flour Mills's current Effective Interest Rate on Debt % is 14.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Honeywell Flour Mills stock overvalued right now?
Based on GuruFocus' analysis, Honeywell Flour Mills (NSA:HFM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦10.34, compared to a current price of ₦16.00 — trading 54.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 14.91%. Honeywell Flour Mills' overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Honeywell Flour Mills (NSA:HFM), the current Effective Interest Rate on Debt % is 14.91% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Honeywell Flour Mills (NSA:HFM) Overvalued in 2026?

Based on GuruFocus' analysis, Honeywell Flour Mills stock appears to be overvalued. The current stock price of ₦16.00 is trading 54.7% above its estimated GF Value™ of ₦10.34. GuruFocus considers Honeywell Flour Mills to be Significantly Overvalued.

Key valuation signals for NSA:HFM:

  • Effective Interest Rate on Debt %: 14.91%
  • GF Value™: ₦10.34 vs. price of ₦16.00 (54.7% above fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the NSA:HFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Honeywell Flour Mills Business Description

Address Wharf road, No. 1 Golden penny place, Apapa, Lagos, NGA
Honeywell Flour Mills PLC is a Nigerian food manufacturing company specializing in the production and marketing of wheat-based products such as flour, semolina, whole wheat meal, noodles, and pasta. It distributes products across Nigeria through an extensive logistics and retail network. Honeywell Flour Mills is ISO-certified and part of the Flour Mills of Nigeria Plc group, benefiting from group synergies in a closely regulated sector. The Company's business reportable segments are identified by the factories located at Apapa, and Sagamu. The Apapa segment manufactures Flour, Semo and Wheat meal while Sagamu segments manufacture Noodles and Pasta. The Apapa generates the maximum revenue for the company.
70GF Score

Get the complete analysis for NSA:HFM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦16.00
Price
₦10.34
GF Value