Honeywell Flour MillsNSA:HFM 69 Interest Coverage is 5.61 as of Mar. 2025, which is 332% above its 10-year median of 1.30. GuruFocus rates NSA:HFM with a GF Score™ of 69/100 and a GF Value™ of ₦10.20 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,508 Consumer Packaged Goods companies, Honeywell Flour Mills ranks worse than 59.48% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Honeywell Flour Mills's
Operating Income
for the
six
months ended in Mar. 2025 was ₦26,033 Mil. Honeywell Flour Mills's Interest Expense for the
six
months ended in Mar. 2025 was ₦-4,641 Mil.
Honeywell Flour Mills's interest coverage for the quarter that ended in Mar. 2025 was 5.61.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Honeywell Flour Mills's Interest Coverage or its related term are showing as below:
NSA:HFM'
s Interest Coverage Range Over the Past 10 Years
Min: 0.55 Med: 1.3 Max: 5.61
Current: 5.61
NSA:HFM's Interest Coverage is ranked worse than 59.48% of 1508
companies
in the Consumer Packaged Goods industry
Industry Median: 8.6
vs NSA:HFM: 5.61
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Honeywell Flour Mills Interest Coverage Related Terms
Honeywell Flour Mills Interest Coverage Historical Data
* Premium members only.
The historical data trend for Honeywell Flour Mills's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSA:HFM vs KHC, GIS, JBS: Interest Coverage Comparison
For the Packaged Foods subindustry, Honeywell Flour Mills's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Honeywell Flour Mills Interest Coverage vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Honeywell Flour Mills's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Honeywell Flour Mills's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Honeywell Flour Mills (NSA:HFM) has a Interest Coverage of 5.61 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Honeywell Flour Mills and its competitors. This is 332% above median its historical median of 1.30. Over the past decade, Honeywell Flour Mills' Interest Coverage has ranged from 0.55 to 5.61. According to the industry distribution chart, Honeywell Flour Mills ranks #897 out of 1508 companies in the Consumer Packaged Goods industry, placing it in the top 59.5%.
Is Honeywell Flour Mills' Interest Coverage too high?
Honeywell Flour Mills' current Interest Coverage of 5.61 is 332% above median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 5.61. The Consumer Packaged Goods industry median Interest Coverage is 8.60. Honeywell Flour Mills' value of 5.61 is 34.8% below this industry median. Based on the distribution chart, Honeywell Flour Mills ranks #897 out of 1508 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Honeywell Flour Mills has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Honeywell Flour Mills' Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Honeywell Flour Mills ranks #897 out of 1508 companies for Interest Coverage. This places Honeywell Flour Mills in the lower half of its industry. The industry median Interest Coverage is 8.60. Honeywell Flour Mills' value of 5.61 is 34.8% below this benchmark. Historically, Honeywell Flour Mills' own Interest Coverage has ranged from 0.55 to 5.61 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 8.60, Honeywell Flour Mills has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.60, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Honeywell Flour Mills's current Interest Coverage of 5.61 is 34.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Honeywell Flour Mills and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Honeywell Flour Mills's current Interest Coverage is 5.61, which is 332% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Honeywell Flour Mills stock overvalued right now?
Based on GuruFocus' analysis, Honeywell Flour Mills (NSA:HFM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦10.20, compared to a current price of ₦15.85 — trading 55.4% above its estimated fair value. The current Interest Coverage is 5.61, which is 332% above median its 10-year median of 1.30 and 34.8% below the Consumer Packaged Goods industry median of 8.60. Honeywell Flour Mills' overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Honeywell Flour Mills (NSA:HFM), the current Interest Coverage is 5.61 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Honeywell Flour Mills (NSA:HFM) Overvalued in 2026?
Based on GuruFocus' analysis, Honeywell Flour Mills stock appears to be overvalued.
The current stock price of ₦15.85 is trading 55.4% above its estimated GF Value™ of ₦10.20.
GuruFocus considers Honeywell Flour Mills to be Significantly Overvalued.
Key valuation signals for NSA:HFM:
Interest Coverage: 5.61 (332% above median its 10-year median of 1.30)
GF Value™: ₦10.20 vs. price of ₦15.85 (55.4% above fair value)
Industry Position: 34.8% below the Consumer Packaged Goods median (#897 of 1508)
No single metric tells the full story. See the NSA:HFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Honeywell Flour Mills PLC is a Nigerian food manufacturing company specializing in the production and marketing of wheat-based products such as flour, semolina, whole wheat meal, noodles, and pasta. It distributes products across Nigeria through an extensive logistics and retail network. Honeywell Flour Mills is ISO-certified and part of the Flour Mills of Nigeria Plc group, benefiting from group synergies in a closely regulated sector. The Company's business reportable segments are identified by the factories located at Apapa, and Sagamu. The Apapa segment manufactures Flour, Semo and Wheat meal while Sagamu segments manufacture Noodles and Pasta. The Apapa generates the maximum revenue for the company.
69GF Score
Get the complete analysis for NSA:HFM
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