Aryaman Financial Services (NSE:ARYAMAN) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

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NSE:ARYAMAN Aryaman Financial Services Ltd NSE:ARYAMAN
59 GF Score
Price ₹587.00
GF Value ₹491.62
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Aryaman Financial Services Effective Interest Rate on Debt %?

Aryaman Financial Services NSE:ARYAMAN 59 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates NSE:ARYAMAN with a GF Score™ of 59/100 and a GF Value™ of ₹491.62 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Aryaman Financial Services's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹0.1 Mil. Aryaman Financial Services's average total debt for the quarter that ended in Mar. 2026 was ₹0.0 Mil. Therefore, Aryaman Financial Services's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was N/A%.


Aryaman Financial Services  (NSE:ARYAMAN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Aryaman Financial Services Effective Interest Rate on Debt % Related Terms


Aryaman Financial Services Effective Interest Rate on Debt % Historical Data

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The historical data trend for Aryaman Financial Services's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aryaman Financial Services Effective Interest Rate on Debt % Chart

Aryaman Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.21 8.76 8.66 9.70 3.24

Aryaman Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.72 9.23 0.00 0.00 0.00

NSE:ARYAMAN vs : Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Aryaman Financial Services's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aryaman Financial Services Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Aryaman Financial Services's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Aryaman Financial Services's Effective Interest Rate on Debt % falls into.


NSE:ARYAMAN
59GF Score
Aryaman Financial Services Ltd NSE:ARYAMAN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Aryaman Financial Services Effective Interest Rate on Debt % Calculation

Aryaman Financial Services's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -9.08/( (280.172+0)/ 1 )
=-1  *  -9.08/280.172
=3.24 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=280.172 + 0
=280.172

Aryaman Financial Services's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.136/( (0+0)/ 1 )
=-1  *  -0.136/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Aryaman Financial Services (NSE:ARYAMAN) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Aryaman Financial Services and its competitors.
Is Aryaman Financial Services' Effective Interest Rate on Debt % too high?
Aryaman Financial Services' current Effective Interest Rate on Debt % is 0.00%. Overall, Aryaman Financial Services has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aryaman Financial Services' Effective Interest Rate on Debt % compare to ?
Aryaman Financial Services' Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Aryaman Financial Services and its competitors. Aryaman Financial Services's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aryaman Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Aryaman Financial Services (NSE:ARYAMAN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹491.62, compared to a current price of ₹587.00 — trading 19.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Aryaman Financial Services' overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Aryaman Financial Services (NSE:ARYAMAN), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aryaman Financial Services (NSE:ARYAMAN) Overvalued in 2026?

Based on GuruFocus' analysis, Aryaman Financial Services stock appears to be overvalued. The current stock price of ₹587.00 is trading 19.4% above its estimated GF Value™ of ₹491.62. GuruFocus considers Aryaman Financial Services to be Modestly Overvalued.

Key valuation signals for NSE:ARYAMAN:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ₹491.62 vs. price of ₹587.00 (19.4% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the NSE:ARYAMAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aryaman Financial Services Business Description

Comparable Companies
Other Exchanges 530245:India
Address Alkesh Dinesh Modi Marg, 60, Khatau Building, Ground Floor, Opp. P. J. Tower (BSE Building), Fort, Mumbai, MH, IND, 400001
Aryaman Financial Services Ltd is engaged in the merchant banking business. The company is engaged in the business of management and syndication of small and medium-sized initial public offerings, rights issues, composite issues, venture capital funding, and others. The company generates its revenue from Fees & Commission income, Investment and Dividend income, and Sale of stock-in-trade.
59GF Score

Get the complete analysis for NSE:ARYAMAN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹587.00
Price
₹491.62
GF Value