Aryaman Financial Services (NSE:ARYAMAN) 3-Year RORE % : 16.78% (As of Mar. 2026)

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NSE:ARYAMAN Aryaman Financial Services Ltd NSE:ARYAMAN
59 GF Score
Price ₹587.00
GF Value ₹491.62
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Aryaman Financial Services 3-Year RORE %?

Aryaman Financial Services NSE:ARYAMAN 59 3-Year RORE % is 16.78 as of Mar. 2026. GuruFocus rates NSE:ARYAMAN with a GF Score™ of 59/100 and a GF Value™ of ₹491.62 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 766 Capital Markets companies, Aryaman Financial Services ranks better than 51.96% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Aryaman Financial Services's 3-Year RORE % for the quarter that ended in Mar. 2026 was 16.78%.

The industry rank for Aryaman Financial Services's 3-Year RORE % or its related term are showing as below:

NSE:ARYAMAN's 3-Year RORE % is ranked better than
51.96% of 766 companies
in the Capital Markets industry
Industry Median: 15.095 vs NSE:ARYAMAN: 16.78

Aryaman Financial Services  (NSE:ARYAMAN) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Aryaman Financial Services 3-Year RORE % Related Terms


Aryaman Financial Services 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Aryaman Financial Services's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aryaman Financial Services 3-Year RORE % Chart

Aryaman Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 69.64 31.78 39.12 56.35 16.78

Aryaman Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 56.35 56.22 43.14 26.88 16.78

NSE:ARYAMAN vs : 3-Year RORE % Comparison

For the Capital Markets subindustry, Aryaman Financial Services's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aryaman Financial Services 3-Year RORE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Aryaman Financial Services's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Aryaman Financial Services's 3-Year RORE % falls into.


NSE:ARYAMAN
59GF Score
Aryaman Financial Services Ltd NSE:ARYAMAN
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aryaman Financial Services 3-Year RORE % Calculation

Aryaman Financial Services's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 31.14-16.639 )/( 86.419-0 )
=14.501/86.419
=16.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 16.78 mean?
Aryaman Financial Services (NSE:ARYAMAN) has a 3-Year RORE % of 16.78 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Aryaman Financial Services and its competitors. According to the industry distribution chart, Aryaman Financial Services ranks #368 out of 766 companies in the Capital Markets industry, placing it in the top 48%.
Is Aryaman Financial Services' 3-Year RORE % too high?
Aryaman Financial Services' current 3-Year RORE % is 16.78. The Capital Markets industry median 3-Year RORE % is 15.10. Aryaman Financial Services' value of 16.78 is 11.2% above this industry median. Based on the distribution chart, Aryaman Financial Services ranks #368 out of 766 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Aryaman Financial Services has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aryaman Financial Services' 3-Year RORE % compare to ?
According to the Capital Markets industry distribution chart, Aryaman Financial Services ranks #368 out of 766 companies for 3-Year RORE %. This puts Aryaman Financial Services in the upper half of its industry. The industry median 3-Year RORE % is 15.10. Aryaman Financial Services' value of 16.78 is 11.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Capital Markets company?
The median 3-Year RORE % among Capital Markets companies is 15.10, based on 766 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aryaman Financial Services's current 3-Year RORE % of 16.78 is 11.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Aryaman Financial Services and its competitors. For the Capital Markets industry, the median 3-Year RORE % is 15.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aryaman Financial Services's current 3-Year RORE % is 16.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aryaman Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Aryaman Financial Services (NSE:ARYAMAN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹491.62, compared to a current price of ₹587.00 — trading 19.4% above its estimated fair value. The current 3-Year RORE % is 16.78 and 11.2% above the Capital Markets industry median of 15.10. Aryaman Financial Services' overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Aryaman Financial Services (NSE:ARYAMAN), the current 3-Year RORE % is 16.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aryaman Financial Services (NSE:ARYAMAN) Overvalued in 2026?

Based on GuruFocus' analysis, Aryaman Financial Services stock appears to be overvalued. The current stock price of ₹587.00 is trading 19.4% above its estimated GF Value™ of ₹491.62. GuruFocus considers Aryaman Financial Services to be Modestly Overvalued.

Key valuation signals for NSE:ARYAMAN:

  • 3-Year RORE %: 16.78
  • GF Value™: ₹491.62 vs. price of ₹587.00 (19.4% above fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 11.2% above the Capital Markets median (#368 of 766)

No single metric tells the full story. See the NSE:ARYAMAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aryaman Financial Services Business Description

Comparable Companies
Other Exchanges 530245:India
Address Alkesh Dinesh Modi Marg, 60, Khatau Building, Ground Floor, Opp. P. J. Tower (BSE Building), Fort, Mumbai, MH, IND, 400001
Aryaman Financial Services Ltd is engaged in the merchant banking business. The company is engaged in the business of management and syndication of small and medium-sized initial public offerings, rights issues, composite issues, venture capital funding, and others. The company generates its revenue from Fees & Commission income, Investment and Dividend income, and Sale of stock-in-trade.
59GF Score

Get the complete analysis for NSE:ARYAMAN

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹587.00
Price
₹491.62
GF Value