Clay Craft India (NSE:CLAYCRAFT) Effective Interest Rate on Debt %: 8.44% (As of Mar. 2026)

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NSE:CLAYCRAFT Clay Craft India Ltd NSE:CLAYCRAFT
20 GF Score
Price ₹159.80
! 1 Warning Sign
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What is Clay Craft India Effective Interest Rate on Debt %?

Clay Craft India NSE:CLAYCRAFT -3.30% 20 Effective Interest Rate on Debt % is 8.44% as of Mar. 2026. GuruFocus rates NSE:CLAYCRAFT with a GF Score™ of 20/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Clay Craft India's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹41 Mil. Clay Craft India's average total debt for the quarter that ended in Mar. 2026 was ₹489 Mil. Therefore, Clay Craft India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.44%.


Clay Craft India  (NSE:CLAYCRAFT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Clay Craft India Effective Interest Rate on Debt % Related Terms


Clay Craft India Effective Interest Rate on Debt % Historical Data

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The historical data trend for Clay Craft India's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clay Craft India Effective Interest Rate on Debt % Chart

Clay Craft India Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
5.40 8.82 9.05 8.44

Clay Craft India Semi-Annual Data
Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt % 5.40 8.82 9.05 8.44

NSE:CLAYCRAFT vs SN, SGI, MHK: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Clay Craft India's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clay Craft India Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Clay Craft India's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Clay Craft India's Effective Interest Rate on Debt % falls into.


NSE:CLAYCRAFT
20GF Score
Clay Craft India Ltd NSE:CLAYCRAFT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Clay Craft India Effective Interest Rate on Debt % Calculation

Clay Craft India's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -41.233/( (477.455+499.774)/ 2 )
=-1  *  -41.233/488.6145
=8.44 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=258.544 + 218.911
=477.455

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=224.54 + 275.234
=499.774

Clay Craft India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -41.233/( (477.455+499.774)/ 2 )
=-1  *  -41.233/488.6145
=8.44 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=258.544 + 218.911
=477.455

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=224.54 + 275.234
=499.774

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.44% mean?
Clay Craft India (NSE:CLAYCRAFT) has a Effective Interest Rate on Debt % of 8.44% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Clay Craft India and its competitors.
Is Clay Craft India's Effective Interest Rate on Debt % too high?
Clay Craft India's current Effective Interest Rate on Debt % is 8.44%. Overall, Clay Craft India has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Clay Craft India's Effective Interest Rate on Debt % compare to SN and SGI?
Clay Craft India's Effective Interest Rate on Debt % of 8.44% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Clay Craft India and its competitors. Clay Craft India's current Effective Interest Rate on Debt % is 8.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clay Craft India stock overvalued right now?
Clay Craft India (NSE:CLAYCRAFT) has a current Effective Interest Rate on Debt % of 8.44%. The current Effective Interest Rate on Debt % is 8.44%. Clay Craft India's overall GF Score™ is 20/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Clay Craft India (NSE:CLAYCRAFT), the current Effective Interest Rate on Debt % is 8.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Clay Craft India Business Description

Address Road No. 1-D, F-766 & F-766 A, Vishwakarma Industrial Area, Jaipur, RJ, IND, 302013
Clay Craft India Ltd operates as a manufacturer and distributor of ceramic tableware products in India, engaged in the design, development, production, and sale of a wide range of ceramic tableware including dinner sets, tea and coffee serving sets, mugs, tumblers, platters, bowls, and table top accessories. It serves various retail consumers, institutional buyers, and the hospitality industry. The company markets its products under the brands Clay Craft and JCPL. It also offers customized ceramic solutions for corporate and institutional clients based on specific requirements and has developed a product range for the HoReCa (Hotel, Restaurant, and Catering) segment. The majority of the company's revenue is derived from the sale of its products, mainly from Mugs and Dinnerware.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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