Emami Realty (NSE:EMAMIREAL) Effective Interest Rate on Debt %: 4.92% (As of Mar. 2026)

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NSE:EMAMIREAL Emami Realty Ltd NSE:EMAMIREAL
58 GF Score
Price ₹78.78
GF Value ₹117.06
Valuation Possible Value Trap
! 5 Warning Signs
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What is Emami Realty Effective Interest Rate on Debt %?

Emami Realty NSE:EMAMIREAL +0.43% 58 Effective Interest Rate on Debt % is 4.92% as of Mar. 2026. GuruFocus rates NSE:EMAMIREAL with a GF Score™ of 58/100 and a GF Value™ of ₹117.06 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Emami Realty's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹985.4 Mil. Emami Realty's average total debt for the quarter that ended in Mar. 2026 was ₹20,022.7 Mil. Therefore, Emami Realty's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.92%.


Emami Realty  (NSE:EMAMIREAL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Emami Realty Effective Interest Rate on Debt % Related Terms


Emami Realty Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Emami Realty's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emami Realty Effective Interest Rate on Debt % Chart

Emami Realty Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.01 3.61 5.28 5.92 4.96

Emami Realty Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.01 4.89 5.24 5.04 4.92

Emami Realty Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Emami Realty's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emami Realty Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Emami Realty's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Emami Realty's Effective Interest Rate on Debt % falls into.


NSE:EMAMIREAL
58GF Score
Emami Realty Ltd NSE:EMAMIREAL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Emami Realty Effective Interest Rate on Debt % Calculation

Emami Realty's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -970.036/( (19053.7+20022.719)/ 2 )
=-1  *  -970.036/19538.2095
=4.96 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9441.6 + 9612.1
=19053.7

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7664.856 + 12357.863
=20022.719

Emami Realty's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -985.428/( (0+20022.719)/ 1 )
=-1  *  -985.428/20022.719
=4.92 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7664.856 + 12357.863
=20022.719

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.92% mean?
Emami Realty (NSE:EMAMIREAL) has a Effective Interest Rate on Debt % of 4.92% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Emami Realty and its competitors.
Is Emami Realty's Effective Interest Rate on Debt % too high?
Emami Realty's current Effective Interest Rate on Debt % is 4.92%. Overall, Emami Realty has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Emami Realty's Effective Interest Rate on Debt % compare to competitors?
Emami Realty's Effective Interest Rate on Debt % of 4.92% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Emami Realty and its competitors. Emami Realty's current Effective Interest Rate on Debt % is 4.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emami Realty stock overvalued right now?
Based on GuruFocus' analysis, Emami Realty (NSE:EMAMIREAL) is currently considered Possible Value Trap. The stock's GF Value™ is ₹117.06, compared to a current price of ₹78.78 — trading 32.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.92%. Emami Realty's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Emami Realty (NSE:EMAMIREAL), the current Effective Interest Rate on Debt % is 4.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emami Realty (NSE:EMAMIREAL) Overvalued in 2026?

Based on GuruFocus' analysis, Emami Realty stock appears to be undervalued. The current stock price of ₹78.78 is trading 32.7% below its estimated GF Value™ of ₹117.06. GuruFocus considers Emami Realty to be Possible Value Trap.

Key valuation signals for NSE:EMAMIREAL:

  • Effective Interest Rate on Debt %: 4.92%
  • GF Value™: ₹117.06 vs. price of ₹78.78 (32.7% below fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the NSE:EMAMIREAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emami Realty Business Description

Other Exchanges 533218:India
Address 1858/1, Rajdanga Main Road, Acropolis, 13th Floor, Kasba, Kolkata, WB, IND, 700107
Emami Realty Ltd is a real estate development company. It undertakes real estate projects in the residential, commercial, and retail sectors. Geographically, it operates only in India. Some of its projects include Emami City, Emami Tejomaya, Emami Aerocity, Emami Nature, Emami Aastha, and other. The company generates revenue from the sale of trade goods and from the sale of plots and flats. The majority of the revenue is generated from the sale of plots and flats.
58GF Score

Get the complete analysis for NSE:EMAMIREAL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹78.78
Price
₹117.06
GF Value