Lodha Developers (NSE:LODHA) Effective Interest Rate on Debt %: 7.24% (As of Jun. 2026)

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NSE:LODHA Lodha Developers Ltd NSE:LODHA
89 GF Score
Price ₹1,218.70
GF Value ₹1,758.42
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Lodha Developers Effective Interest Rate on Debt %?

Lodha Developers NSE:LODHA +0.39% 89 Effective Interest Rate on Debt % is 7.24% as of Jun. 2026. GuruFocus rates NSE:LODHA with a GF Score™ of 89/100 and a GF Value™ of ₹1,758.42 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Lodha Developers's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹7,164 Mil. Lodha Developers's average total debt for the quarter that ended in Jun. 2026 was ₹98,960 Mil. Therefore, Lodha Developers's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 7.24%.


Lodha Developers  (NSE:LODHA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Lodha Developers Effective Interest Rate on Debt % Related Terms


Lodha Developers Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Lodha Developers's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lodha Developers Effective Interest Rate on Debt % Chart

Lodha Developers Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 13.02 12.90 11.91 8.61 8.29

Lodha Developers Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.33 6.50 7.69 6.77 7.24

Lodha Developers Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Lodha Developers's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lodha Developers Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Lodha Developers's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Lodha Developers's Effective Interest Rate on Debt % falls into.


NSE:LODHA
89GF Score
Lodha Developers Ltd NSE:LODHA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lodha Developers Effective Interest Rate on Debt % Calculation

Lodha Developers's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -7044/( (70940+98960)/ 2 )
=-1  *  -7044/84950
=8.29 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12274 + 58666
=70940

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=37261 + 61699
=98960

Lodha Developers's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -7164/( (98960+0)/ 1 )
=-1  *  -7164/98960
=7.24 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=37261 + 61699
=98960

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.24% mean?
Lodha Developers (NSE:LODHA) has a Effective Interest Rate on Debt % of 7.24% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lodha Developers and its competitors.
Is Lodha Developers' Effective Interest Rate on Debt % too high?
Lodha Developers' current Effective Interest Rate on Debt % is 7.24%. Overall, Lodha Developers has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lodha Developers' Effective Interest Rate on Debt % compare to competitors?
Lodha Developers' Effective Interest Rate on Debt % of 7.24% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lodha Developers and its competitors. Lodha Developers's current Effective Interest Rate on Debt % is 7.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lodha Developers stock overvalued right now?
Based on GuruFocus' analysis, Lodha Developers (NSE:LODHA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,758.42, compared to a current price of ₹1,218.70 — trading 30.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.24%. Lodha Developers' overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Lodha Developers (NSE:LODHA), the current Effective Interest Rate on Debt % is 7.24% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lodha Developers (NSE:LODHA) Overvalued in 2026?

Based on GuruFocus' analysis, Lodha Developers stock appears to be undervalued. The current stock price of ₹1,218.70 is trading 30.7% below its estimated GF Value™ of ₹1,758.42. GuruFocus considers Lodha Developers to be Significantly Undervalued.

Key valuation signals for NSE:LODHA:

  • Effective Interest Rate on Debt %: 7.24%
  • GF Value™: ₹1,758.42 vs. price of ₹1,218.70 (30.7% below fair value)
  • GF Score™: 89/100 with 4 warning signs

No single metric tells the full story. See the NSE:LODHA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lodha Developers Business Description

Other Exchanges 543287:India
Address Senapati Bapat Marg, One Lodha Place, Lower Parel, Mumbai, MH, IND, 400013
Lodha Developers Ltd is a real estate developer in India. Its core business is residential real estate developments with a brand presence across luxury, premium, and mid-income housing segments. The company's portfolio includes approximately forty projects across three key real estate markets in India: Mumbai Metropolitan Region (MMR), Pune, and Bengaluru. In addition, it is involved in building select annuity income streams through facilities management, industrial and warehousing, and leasing of selected retail and office spaces. The company has introduced BelleVie, a digital platform that complements its facilities management business by connecting residents with a diverse range of customized marketplace services. It operates in one reportable segment, i.e., Real Estate development.
89GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,218.70
Price
₹1,758.42
GF Value