Lodha Developers (NSE:LODHA) Interest Coverage: 7.78 (As of Mar. 2026) — 86% Above Median


NSE:LODHA Lodha Developers Ltd NSE:LODHA
84 GF Score
Price ₹992.30
GF Value ₹1,649.78
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Lodha Developers Interest Coverage?

Lodha Developers NSE:LODHA +3.88% 84 Interest Coverage is 7.78 as of Mar. 2026, which is 86% above its 10-year median of 4.18. GuruFocus rates NSE:LODHA with a GF Score™ of 84/100 and a GF Value™ of ₹1,649.78 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,299 Real Estate companies, Lodha Developers ranks better than 62.74% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Lodha Developers's Operating Income for the three months ended in Mar. 2026 was ₹13,020 Mil. Lodha Developers's Interest Expense for the three months ended in Mar. 2026 was ₹-1,674 Mil. Lodha Developers's interest coverage for the quarter that ended in Mar. 2026 was 7.78. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Lodha Developers's Interest Coverage or its related term are showing as below:

NSE:LODHA' s Interest Coverage Range Over the Past 10 Years
Min: 0.46   Med: 4.18   Max: 7.58
Current: 6.97


NSE:LODHA's Interest Coverage is ranked better than
62.74% of 1299 companies
in the Real Estate industry
Industry Median: 4.24 vs NSE:LODHA: 6.97

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Lodha Developers  (NSE:LODHA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Lodha Developers Interest Coverage Related Terms


Lodha Developers Interest Coverage Historical Data

* Premium members only.

The historical data trend for Lodha Developers's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Lodha Developers Interest Coverage Chart

Lodha Developers Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 1.65 1.49 4.18 6.76 6.97

Lodha Developers Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.53 6.21 6.63 7.12 7.78

Lodha Developers Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, Lodha Developers's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lodha Developers Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Lodha Developers's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Lodha Developers's Interest Coverage falls into.


NSE:LODHA
84GF Score
Lodha Developers Ltd NSE:LODHA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lodha Developers Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Lodha Developers's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Lodha Developers's Interest Expense was ₹-6,567 Mil. Its Operating Income was ₹45,755 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹37,261 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*45755/-6567
=6.97

Lodha Developers's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Lodha Developers's Interest Expense was ₹-1,674 Mil. Its Operating Income was ₹13,020 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹37,261 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*13020/-1674
=7.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.78 mean?
Lodha Developers (NSE:LODHA) has a Interest Coverage of 7.78 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lodha Developers and its competitors. This is 86% above median its historical median of 4.18. Over the past decade, Lodha Developers' Interest Coverage has ranged from 0.46 to 7.58. According to the industry distribution chart, Lodha Developers ranks #484 out of 1299 companies in the Real Estate industry, placing it in the top 37.3%.
Is Lodha Developers' Interest Coverage too high?
Lodha Developers' current Interest Coverage of 7.78 is 86% above median its 10-year median of 4.18. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 7.58. The Real Estate industry median Interest Coverage is 4.24. Lodha Developers' value of 7.78 is 83.5% above this industry median. Based on the distribution chart, Lodha Developers ranks #484 out of 1299 companies in the Real Estate industry, which is above the industry midpoint. Overall, Lodha Developers has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lodha Developers' Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Lodha Developers ranks #484 out of 1299 companies for Interest Coverage. This puts Lodha Developers in the upper half of its industry. The industry median Interest Coverage is 4.24. Lodha Developers' value of 7.78 is 83.5% above this benchmark. Historically, Lodha Developers' own Interest Coverage has ranged from 0.46 to 7.58 over the past decade. While the company's 10-year median is 4.18 vs. the industry median of 4.24, Lodha Developers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lodha Developers's current Interest Coverage of 7.78 is 83.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lodha Developers and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lodha Developers's current Interest Coverage is 7.78, which is 86% above median its own 10-year median of 4.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lodha Developers stock overvalued right now?
Based on GuruFocus' analysis, Lodha Developers (NSE:LODHA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,649.78, compared to a current price of ₹992.30 — trading 39.9% below its estimated fair value. The current Interest Coverage is 7.78, which is 86% above median its 10-year median of 4.18 and 83.5% above the Real Estate industry median of 4.24. Lodha Developers' overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lodha Developers (NSE:LODHA), the current Interest Coverage is 7.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lodha Developers (NSE:LODHA) Overvalued in 2026?

Based on GuruFocus' analysis, Lodha Developers stock appears to be undervalued. The current stock price of ₹992.30 is trading 39.9% below its estimated GF Value™ of ₹1,649.78. GuruFocus considers Lodha Developers to be Significantly Undervalued.

Key valuation signals for NSE:LODHA:

  • Interest Coverage: 7.78 (86% above median its 10-year median of 4.18)
  • GF Value™: ₹1,649.78 vs. price of ₹992.30 (39.9% below fair value)
  • GF Score™: 84/100 with 2 warning signs
  • Industry Position: 83.5% above the Real Estate median (#484 of 1299)

No single metric tells the full story. See the NSE:LODHA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lodha Developers Business Description

Other Exchanges 543287:India
Address Senapati Bapat Marg, One Lodha Place, Lower Parel, Mumbai, MH, IND, 400013
Lodha Developers Ltd is a real estate developer in India. Its core business is residential real estate developments with a brand presence across luxury, premium, and mid-income housing segments. The company's portfolio includes approximately forty projects across three key real estate markets in India: Mumbai Metropolitan Region (MMR), Pune, and Bengaluru. In addition, it is involved in building select annuity income streams through facilities management, industrial and warehousing, and leasing of selected retail and office spaces. The company has introduced BelleVie, a digital platform that complements its facilities management business by connecting residents with a diverse range of customized marketplace services. It operates in one reportable segment, i.e., Real Estate development.
84GF Score

Get the complete analysis for NSE:LODHA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹992.30
Price
₹1,649.78
GF Value