Pushpa Jewellers (NSE:PUSHPA) Effective Interest Rate on Debt %: 5.90% (As of Mar. 2026)

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NSE:PUSHPA Pushpa Jewellers Ltd NSE:PUSHPA
19 GF Score
Price ₹113.00
! 3 Warning Signs
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What is Pushpa Jewellers Effective Interest Rate on Debt %?

Pushpa Jewellers NSE:PUSHPA -0.88% 19 Effective Interest Rate on Debt % is 5.90% as of Mar. 2026. GuruFocus rates NSE:PUSHPA with a GF Score™ of 19/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pushpa Jewellers's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹12 Mil. Pushpa Jewellers's average total debt for the quarter that ended in Mar. 2026 was ₹201 Mil. Therefore, Pushpa Jewellers's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.90%.


Pushpa Jewellers  (NSE:PUSHPA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Pushpa Jewellers Effective Interest Rate on Debt % Related Terms


Pushpa Jewellers Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pushpa Jewellers's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pushpa Jewellers Effective Interest Rate on Debt % Chart

Pushpa Jewellers Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
6.76 6.18 11.50 10.44 10.47

Pushpa Jewellers Semi-Annual Data
Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt % 0.00 0.00 0.00 11.77 5.90

NSE:PUSHPA vs TPR: Effective Interest Rate on Debt % Comparison

For the Luxury Goods subindustry, Pushpa Jewellers's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pushpa Jewellers Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Pushpa Jewellers's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pushpa Jewellers's Effective Interest Rate on Debt % falls into.


NSE:PUSHPA
19GF Score
Pushpa Jewellers Ltd NSE:PUSHPA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pushpa Jewellers Effective Interest Rate on Debt % Calculation

Pushpa Jewellers's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -20.989/( (219.258+181.807)/ 2 )
=-1  *  -20.989/200.5325
=10.47 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=109.285 + 109.973
=219.258

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=156.424 + 25.383
=181.807

Pushpa Jewellers's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -11.83/( (219.258+181.807)/ 2 )
=-1  *  -11.83/200.5325
=5.90 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=109.285 + 109.973
=219.258

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=156.424 + 25.383
=181.807

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.90% mean?
Pushpa Jewellers (NSE:PUSHPA) has a Effective Interest Rate on Debt % of 5.90% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pushpa Jewellers and its competitors.
Is Pushpa Jewellers' Effective Interest Rate on Debt % too high?
Pushpa Jewellers' current Effective Interest Rate on Debt % is 5.90%. Overall, Pushpa Jewellers has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Pushpa Jewellers' Effective Interest Rate on Debt % compare to TPR?
Pushpa Jewellers' Effective Interest Rate on Debt % of 5.90% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pushpa Jewellers and its competitors. Pushpa Jewellers's current Effective Interest Rate on Debt % is 5.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pushpa Jewellers stock overvalued right now?
Pushpa Jewellers (NSE:PUSHPA) has a current Effective Interest Rate on Debt % of 5.90%. The current Effective Interest Rate on Debt % is 5.90%. Pushpa Jewellers' overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pushpa Jewellers (NSE:PUSHPA), the current Effective Interest Rate on Debt % is 5.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pushpa Jewellers Business Description

Address Premises No. 22, East Topsia Road, 4th Floor, Flat No.4A, Tirumala 22, Kolkata, WB, IND, 700046
Pushpa Jewellers Ltd is a wholesale B2B jewellery maker with a presence across India. Its jewellery business includes the sale of a range of Traditional and Modern Gold jewellery. Its main focus is in detailing and highlighting small areas minutely as its jewellery consists of some of the world's finest stones, namely Emerald, Jade, Pearl and Meena. The company has a presence across multiple regions in India, and it also exports its jewellery in international markets like Dubai, the United States and Australia. The company generates the majority of its revenue from sales in the Domestic market.
19GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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