Steel Authority Of India (NSE:SAIL) Effective Interest Rate on Debt %: 6.67% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SAIL Steel Authority Of India Ltd NSE:SAIL
75 GF Score
Price ₹162.64
GF Value ₹142.55
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Steel Authority Of India Effective Interest Rate on Debt %?

Steel Authority Of India NSE:SAIL -0.25% 75 Effective Interest Rate on Debt % is 6.67% as of Mar. 2026. GuruFocus rates NSE:SAIL with a GF Score™ of 75/100 and a GF Value™ of ₹142.55 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Steel Authority Of India's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹21,282 Mil. Steel Authority Of India's average total debt for the quarter that ended in Mar. 2026 was ₹319,277 Mil. Therefore, Steel Authority Of India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.67%.


Steel Authority Of India  (NSE:SAIL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Steel Authority Of India Effective Interest Rate on Debt % Related Terms


Steel Authority Of India Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Steel Authority Of India's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Steel Authority Of India Effective Interest Rate on Debt % Chart

Steel Authority Of India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.50 7.86 7.20 7.63 6.27

Steel Authority Of India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.20 6.44 5.75 6.50 6.67

NSE:SAIL vs NUE, STLD, RS: Effective Interest Rate on Debt % Comparison

For the Steel subindustry, Steel Authority Of India's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Steel Authority Of India Effective Interest Rate on Debt % vs Steel Industry

For the Steel industry and Basic Materials sector, Steel Authority Of India's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Steel Authority Of India's Effective Interest Rate on Debt % falls into.


NSE:SAIL
75GF Score
Steel Authority Of India Ltd NSE:SAIL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Steel Authority Of India Effective Interest Rate on Debt % Calculation

Steel Authority Of India's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -21581.5/( (369339.4+319277.1)/ 2 )
=-1  *  -21581.5/344308.25
=6.27 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=166543.7 + 202795.7
=369339.4

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=167556.7 + 151720.4
=319277.1

Steel Authority Of India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -21281.6/( (0+319277.1)/ 1 )
=-1  *  -21281.6/319277.1
=6.67 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=167556.7 + 151720.4
=319277.1

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.67% mean?
Steel Authority Of India (NSE:SAIL) has a Effective Interest Rate on Debt % of 6.67% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Steel Authority Of India and its competitors.
Is Steel Authority Of India's Effective Interest Rate on Debt % too high?
Steel Authority Of India's current Effective Interest Rate on Debt % is 6.67%. Overall, Steel Authority Of India has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Steel Authority Of India's Effective Interest Rate on Debt % compare to NUE and STLD?
Steel Authority Of India's Effective Interest Rate on Debt % of 6.67% can be compared against companies in the Steel industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Steel company?
A good Effective Interest Rate on Debt % depends on the Steel industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Steel Authority Of India and its competitors. Steel Authority Of India's current Effective Interest Rate on Debt % is 6.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steel Authority Of India stock overvalued right now?
Based on GuruFocus' analysis, Steel Authority Of India (NSE:SAIL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹142.55, compared to a current price of ₹162.64 — trading 14.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.67%. Steel Authority Of India's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Steel Authority Of India (NSE:SAIL), the current Effective Interest Rate on Debt % is 6.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Steel Authority Of India (NSE:SAIL) Overvalued in 2026?

Based on GuruFocus' analysis, Steel Authority Of India stock appears to be overvalued. The current stock price of ₹162.64 is trading 14.1% above its estimated GF Value™ of ₹142.55. GuruFocus considers Steel Authority Of India to be Modestly Overvalued.

Key valuation signals for NSE:SAIL:

  • Effective Interest Rate on Debt %: 6.67%
  • GF Value™: ₹142.55 vs. price of ₹162.64 (14.1% above fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the NSE:SAIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Steel Authority Of India Business Description

Other Exchanges 500113:India
Address Lodi Road, Ispat Bhawan, New Delhi, IND, 110003
Steel Authority Of India Ltd is a steelmaker. The company produces flat steel products (including plates, sheets, coils, and galvanized plain), long steel products (rails, structural, wire rods, and merchant products), electric-resistance-welded pipes, and silicon steel sheets. Flat and long products account for the majority of the company's sales. The company runs five integrated steel plants and three alloy steel plants. The segments of the company include BSP, DSP, RSP, BSL, ISP, ASP, SSP, VISL and Others. It generates maximum of its revenue from the Indian domestic market.
75GF Score

Get the complete analysis for NSE:SAIL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹162.64
Price
₹142.55
GF Value