S D Retail (NSE:SDREAMS) Effective Interest Rate on Debt %: 7.01% (As of Mar. 2026)

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NSE:SDREAMS S D Retail Ltd NSE:SDREAMS
39 GF Score
Price ₹90.00
! 5 Warning Signs
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What is S D Retail Effective Interest Rate on Debt %?

S D Retail NSE:SDREAMS 39 Effective Interest Rate on Debt % is 7.01% as of Mar. 2026. GuruFocus rates NSE:SDREAMS with a GF Score™ of 39/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. S D Retail's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹15 Mil. S D Retail's average total debt for the quarter that ended in Mar. 2026 was ₹210 Mil. Therefore, S D Retail's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.01%.

S D Retail  (NSE:SDREAMS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

S D Retail Effective Interest Rate on Debt % Related Terms

S D Retail Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for S D Retail's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

S D Retail Effective Interest Rate on Debt % Chart

S D Retail Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 10.22 9.41 9.26 8.30 10.70

S D Retail Semi-Annual Data
Mar21 Mar22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 7.45 15.73 7.18 12.97 7.01

NSE:SDREAMS vs RL, LEVI, VFC: Effective Interest Rate on Debt % Comparison

For the Apparel Manufacturing subindustry, S D Retail's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

S D Retail Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, S D Retail's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where S D Retail's Effective Interest Rate on Debt % falls into.


NSE:SDREAMS
39GF Score
S D Retail Ltd NSE:SDREAMS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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S D Retail Effective Interest Rate on Debt % Calculation

S D Retail's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -26.382/( (330.567+162.604)/ 2 )
=-1  *  -26.382/246.5855
=10.70 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.965 + 329.602
=330.567

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.125 + 160.479
=162.604

S D Retail's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -14.68/( (256.519+162.604)/ 2 )
=-1  *  -14.68/209.5615
=7.01 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.86 + 255.659
=256.519

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.125 + 160.479
=162.604

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.01% mean?
S D Retail (NSE:SDREAMS) has a Effective Interest Rate on Debt % of 7.01% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on S D Retail and its competitors.
Is S D Retail's Effective Interest Rate on Debt % too high?
S D Retail's current Effective Interest Rate on Debt % is 7.01%. Overall, S D Retail has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does S D Retail's Effective Interest Rate on Debt % compare to RL and LEVI?
S D Retail's Effective Interest Rate on Debt % of 7.01% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on S D Retail and its competitors. S D Retail's current Effective Interest Rate on Debt % is 7.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S D Retail stock overvalued right now?
S D Retail (NSE:SDREAMS) has a current Effective Interest Rate on Debt % of 7.01%. The current Effective Interest Rate on Debt % is 7.01%. S D Retail's overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For S D Retail (NSE:SDREAMS), the current Effective Interest Rate on Debt % is 7.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

S D Retail Business Description

Address C-929, Stratum at Venus ground, Near Jhansi Ki Rani Statue, Nehrunagar, Ambawadi, Ahmedabad, GJ, IND, 380006
S D Retail Ltd is in the business of designing, manufacturing, outsourcing, marketing, and retailing sleepwear under the brand name SWEET DREAMS. It is a sleepwear-focused company offering a portfolio of stylish and comfortable sleepwear for the entire family. The company designs products to cater to men and women across all age groups, including kids, and includes Pyjamas, Night Sets, Nighties, T-shirts, etc. Key revenue is generated from India.
39GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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