S D Retail (NSE:SDREAMS) Interest Coverage: 19.30 (As of Mar. 2026) — 366% Above Median


NSE:SDREAMS S D Retail Ltd NSE:SDREAMS
39 GF Score
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What is S D Retail Interest Coverage?

S D Retail NSE:SDREAMS 39 Interest Coverage is 19.30 as of Mar. 2026, which is 366% above its 10-year median of 4.14. GuruFocus rates NSE:SDREAMS with a GF Score™ of 39/100. The stock has 5 warning signs investors should review. Among 741 Manufacturing - Apparel & Accessories companies, S D Retail ranks better than 50.88% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. S D Retail's Operating Income for the six months ended in Mar. 2026 was ₹142 Mil. S D Retail's Interest Expense for the six months ended in Mar. 2026 was ₹-7 Mil. S D Retail's interest coverage for the quarter that ended in Mar. 2026 was 19.30. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for S D Retail's Interest Coverage or its related term are showing as below:

NSE:SDREAMS' s Interest Coverage Range Over the Past 10 Years
Min: 1.1   Med: 4.14   Max: 8.01
Current: 5.59


NSE:SDREAMS's Interest Coverage is ranked better than
50.88% of 741 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.43 vs NSE:SDREAMS: 5.59

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


S D Retail  (NSE:SDREAMS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


S D Retail Interest Coverage Related Terms


S D Retail Interest Coverage Historical Data

* Premium members only.

The historical data trend for S D Retail's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

S D Retail Interest Coverage Chart

S D Retail Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 8.01 4.00 4.28 3.70 5.59

S D Retail Semi-Annual Data
Mar21 Mar22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only 9.23 0.59 12.00 0.31 19.30

NSE:SDREAMS vs RL, LEVI, VFC: Interest Coverage Comparison

For the Apparel Manufacturing subindustry, S D Retail's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


S D Retail Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, S D Retail's Interest Coverage distribution charts can be found below:

* The bar in red indicates where S D Retail's Interest Coverage falls into.


NSE:SDREAMS
39GF Score
S D Retail Ltd NSE:SDREAMS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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S D Retail Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

S D Retail's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, S D Retail's Interest Expense was ₹-26 Mil. Its Operating Income was ₹147 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹2 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*147.489/-26.382
=5.59

S D Retail's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, S D Retail's Interest Expense was ₹-7 Mil. Its Operating Income was ₹142 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹2 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*141.654/-7.34
=19.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 19.30 mean?
S D Retail (NSE:SDREAMS) has a Interest Coverage of 19.30 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on S D Retail and its competitors. This is 366% above median its historical median of 4.14. Over the past decade, S D Retail's Interest Coverage has ranged from 1.10 to 8.01. According to the industry distribution chart, S D Retail ranks #364 out of 741 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 49.1%.
Is S D Retail's Interest Coverage too high?
S D Retail's current Interest Coverage of 19.30 is 366% above median its 10-year median of 4.14. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 8.01. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.43. S D Retail's value of 19.30 is 255.4% above this industry median. Based on the distribution chart, S D Retail ranks #364 out of 741 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, S D Retail has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does S D Retail's Interest Coverage compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, S D Retail ranks #364 out of 741 companies for Interest Coverage. This puts S D Retail in the upper half of its industry. The industry median Interest Coverage is 5.43. S D Retail's value of 19.30 is 255.4% above this benchmark. Historically, S D Retail's own Interest Coverage has ranged from 1.10 to 8.01 over the past decade. While the company's 10-year median is 4.14 vs. the industry median of 5.43, S D Retail has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.43, based on 741 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. S D Retail's current Interest Coverage of 19.30 is 255.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on S D Retail and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. S D Retail's current Interest Coverage is 19.30, which is 366% above median its own 10-year median of 4.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S D Retail stock overvalued right now?
S D Retail (NSE:SDREAMS) has a current Interest Coverage of 19.30. The current Interest Coverage is 19.30, which is 366% above median its 10-year median of 4.14 and 255.4% above the Manufacturing - Apparel & Accessories industry median of 5.43. S D Retail's overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For S D Retail (NSE:SDREAMS), the current Interest Coverage is 19.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

S D Retail Business Description

Address C-929, Stratum at Venus ground, Near Jhansi Ki Rani Statue, Nehrunagar, Ambawadi, Ahmedabad, GJ, IND, 380006
S D Retail Ltd is in the business of designing, manufacturing, outsourcing, marketing, and retailing sleepwear under the brand name SWEET DREAMS. It is a sleepwear-focused company offering a portfolio of stylish and comfortable sleepwear for the entire family. The company designs products to cater to men and women across all age groups, including kids, and includes Pyjamas, Night Sets, Nighties, T-shirts, etc. Key revenue is generated from India.
39GF Score

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