Speciality Restaurants (NSE:SPECIALITY) Effective Interest Rate on Debt %: 10.01% (As of Mar. 2026)


NSE:SPECIALITY Speciality Restaurants Ltd NSE:SPECIALITY
80 GF Score
Price ₹128.10
GF Value ₹188.03
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Speciality Restaurants Effective Interest Rate on Debt %?

Speciality Restaurants NSE:SPECIALITY -0.77% 80 Effective Interest Rate on Debt % is 10.01% as of Mar. 2026. GuruFocus rates NSE:SPECIALITY with a GF Score™ of 80/100 and a GF Value™ of ₹188.03 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Speciality Restaurants's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹140 Mil. Speciality Restaurants's average total debt for the quarter that ended in Mar. 2026 was ₹1,399 Mil. Therefore, Speciality Restaurants's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 10.01%.


Speciality Restaurants  (NSE:SPECIALITY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Speciality Restaurants Effective Interest Rate on Debt % Related Terms


Speciality Restaurants Effective Interest Rate on Debt % Historical Data

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The historical data trend for Speciality Restaurants's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Speciality Restaurants Effective Interest Rate on Debt % Chart

Speciality Restaurants Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.40 9.92 10.41 9.72 9.90

Speciality Restaurants Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.45 9.71 10.10 10.12 10.01

NSE:SPECIALITY vs MCD, SBUX, YUM: Effective Interest Rate on Debt % Comparison

For the Restaurants subindustry, Speciality Restaurants's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Speciality Restaurants Effective Interest Rate on Debt % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Speciality Restaurants's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Speciality Restaurants's Effective Interest Rate on Debt % falls into.


NSE:SPECIALITY
80GF Score
Speciality Restaurants Ltd NSE:SPECIALITY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Speciality Restaurants Effective Interest Rate on Debt % Calculation

Speciality Restaurants's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -145.502/( (1541.47+1399.445)/ 2 )
=-1  *  -145.502/1470.4575
=9.90 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1195.65 + 345.82
=1541.47

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1045.037 + 354.408
=1399.445

Speciality Restaurants's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -140.068/( (0+1399.445)/ 1 )
=-1  *  -140.068/1399.445
=10.01 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1045.037 + 354.408
=1399.445

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.01% mean?
Speciality Restaurants (NSE:SPECIALITY) has a Effective Interest Rate on Debt % of 10.01% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Speciality Restaurants and its competitors.
Is Speciality Restaurants' Effective Interest Rate on Debt % too high?
Speciality Restaurants' current Effective Interest Rate on Debt % is 10.01%. Overall, Speciality Restaurants has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Speciality Restaurants' Effective Interest Rate on Debt % compare to MCD and SBUX?
Speciality Restaurants' Effective Interest Rate on Debt % of 10.01% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Restaurants company?
A good Effective Interest Rate on Debt % depends on the Restaurants industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Speciality Restaurants and its competitors. Speciality Restaurants's current Effective Interest Rate on Debt % is 10.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Speciality Restaurants stock overvalued right now?
Based on GuruFocus' analysis, Speciality Restaurants (NSE:SPECIALITY) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹188.03, compared to a current price of ₹128.10 — trading 31.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 10.01%. Speciality Restaurants' overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Speciality Restaurants (NSE:SPECIALITY), the current Effective Interest Rate on Debt % is 10.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Speciality Restaurants (NSE:SPECIALITY) Overvalued in 2026?

Based on GuruFocus' analysis, Speciality Restaurants stock appears to be undervalued. The current stock price of ₹128.10 is trading 31.9% below its estimated GF Value™ of ₹188.03. GuruFocus considers Speciality Restaurants to be Significantly Undervalued.

Key valuation signals for NSE:SPECIALITY:

  • Effective Interest Rate on Debt %: 10.01%
  • GF Value™: ₹188.03 vs. price of ₹128.10 (31.9% below fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the NSE:SPECIALITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Speciality Restaurants Business Description

Other Exchanges 534425:India
Address Off. New Link Road, 4th Floor, Veera Industrial Estate, B-25, Morya Landmark 1, Andheri (West), Mumbai, MH, IND, 400053
Speciality Restaurants Ltd is engaged in the restaurant and mobile food service business. The principal business of the company is operating food outlets and sweet shops. The company operates within India. Its brands include Mainland China, Asia Kitchen by Mainland China, Oh! Calcutta, Haka, Cafe Mezzuna, Sweet Bengal, Hoppipola, Sigree, Machaan, Flame and Grill, and other brands.
80GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹128.10
Price
₹188.03
GF Value