TSC India (NSE:TSC) Effective Interest Rate on Debt %: 6.62% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:TSC TSC India Ltd NSE:TSC
16 GF Score
Price ₹31.05
! 4 Warning Signs
View Full Analysis

What is TSC India Effective Interest Rate on Debt %?

TSC India NSE:TSC +3.50% 16 Effective Interest Rate on Debt % is 6.62% as of Mar. 2026. GuruFocus rates NSE:TSC with a GF Score™ of 16/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. TSC India's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹15.0 Mil. TSC India's average total debt for the quarter that ended in Mar. 2026 was ₹226.0 Mil. Therefore, TSC India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.62%.


TSC India  (NSE:TSC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


TSC India Effective Interest Rate on Debt % Related Terms


TSC India Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for TSC India's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TSC India Effective Interest Rate on Debt % Chart

TSC India Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
3.73 5.67 6.22 6.77

TSC India Semi-Annual Data
Mar23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 6.76 5.84 5.79 6.62

NSE:TSC vs BKNG, ABNB, RCL: Effective Interest Rate on Debt % Comparison

For the Travel Services subindustry, TSC India's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TSC India Effective Interest Rate on Debt % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, TSC India's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where TSC India's Effective Interest Rate on Debt % falls into.


NSE:TSC
16GF Score
TSC India Ltd NSE:TSC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TSC India Effective Interest Rate on Debt % Calculation

TSC India's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -14.992/( (255.262+187.889)/ 2 )
=-1  *  -14.992/221.5755
=6.77 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=27.659 + 227.603
=255.262

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.673 + 161.216
=187.889

TSC India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -14.958/( (264.166+187.889)/ 2 )
=-1  *  -14.958/226.0275
=6.62 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.814 + 243.352
=264.166

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.673 + 161.216
=187.889

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.62% mean?
TSC India (NSE:TSC) has a Effective Interest Rate on Debt % of 6.62% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TSC India and its competitors.
Is TSC India's Effective Interest Rate on Debt % too high?
TSC India's current Effective Interest Rate on Debt % is 6.62%. Overall, TSC India has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does TSC India's Effective Interest Rate on Debt % compare to BKNG and ABNB?
TSC India's Effective Interest Rate on Debt % of 6.62% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TSC India and its competitors. TSC India's current Effective Interest Rate on Debt % is 6.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TSC India stock overvalued right now?
TSC India (NSE:TSC) has a current Effective Interest Rate on Debt % of 6.62%. The current Effective Interest Rate on Debt % is 6.62%. TSC India's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For TSC India (NSE:TSC), the current Effective Interest Rate on Debt % is 6.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

TSC India Business Description

Address Plot No. 21-22, G.T. Road, Office No. 3, 2nd Floor, Midland Financial Centre, Jalandhar, PB, IND, 144001
TSC India Ltd is a travel management company which specializes in providing comprehensive air ticketing services tailored to the requirements of its clients. The Company is focused on serving the B2B and corporate sectors. TSC works in close collaboration with airlines and travel agents to deliver cost-effective and streamlined travel solutions to end user customers. Its operations encompass partnerships with a range of travel service providers, enabling it to manage various aspects of travel planning, including booking air tickets. The company operates in multiple cities across India, including Jalandhar, Chandigarh, Lucknow, Ahmedabad, Jaipur, New Delhi, and Pune, reflecting its growing geographical presence.
16GF Score

Get the complete analysis for NSE:TSC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹31.05
Price