TSC India (NSE:TSC) Interest Coverage: 1.37 (As of Mar. 2026) — 71% Below Median

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NSE:TSC TSC India Ltd NSE:TSC
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What is TSC India Interest Coverage?

TSC India NSE:TSC -3.55% 16 Interest Coverage is 1.37 as of Mar. 2026, which is 71% below its 10-year median of 4.66. GuruFocus rates NSE:TSC with a GF Score™ of 16/100. The stock has 4 warning signs investors should review. Among 607 Travel & Leisure companies, TSC India ranks worse than 56.67% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. TSC India's Operating Income for the six months ended in Mar. 2026 was ₹10.2 Mil. TSC India's Interest Expense for the six months ended in Mar. 2026 was ₹-7.5 Mil. TSC India's interest coverage for the quarter that ended in Mar. 2026 was 1.37. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for TSC India's Interest Coverage or its related term are showing as below:

NSE:TSC' s Interest Coverage Range Over the Past 10 Years
Min: 3.86   Med: 4.66   Max: 7.16
Current: 4.1


NSE:TSC's Interest Coverage is ranked worse than
56.67% of 607 companies
in the Travel & Leisure industry
Industry Median: 5.35 vs NSE:TSC: 4.10

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


TSC India  (NSE:TSC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


TSC India Interest Coverage Related Terms


TSC India Interest Coverage Historical Data

* Premium members only.

The historical data trend for TSC India's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

TSC India Interest Coverage Chart

TSC India Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Interest Coverage
3.86 7.16 5.22 4.10

TSC India Semi-Annual Data
Mar23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial N/A 6.37 4.30 6.81 1.37

NSE:TSC vs BKNG, ABNB, RCL: Interest Coverage Comparison

For the Travel Services subindustry, TSC India's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TSC India Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, TSC India's Interest Coverage distribution charts can be found below:

* The bar in red indicates where TSC India's Interest Coverage falls into.


NSE:TSC
16GF Score
TSC India Ltd NSE:TSC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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TSC India Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

TSC India's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, TSC India's Interest Expense was ₹-15.0 Mil. Its Operating Income was ₹61.4 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹26.7 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*61.397/-14.992
=4.10

TSC India's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, TSC India's Interest Expense was ₹-7.5 Mil. Its Operating Income was ₹10.2 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹26.7 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*10.21/-7.479
=1.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.37 mean?
TSC India (NSE:TSC) has a Interest Coverage of 1.37 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TSC India and its competitors. This is 71% below median its historical median of 4.66. Over the past decade, TSC India's Interest Coverage has ranged from 3.86 to 7.16. According to the industry distribution chart, TSC India ranks #344 out of 607 companies in the Travel & Leisure industry, placing it in the top 56.7%.
Is TSC India's Interest Coverage too high?
TSC India's current Interest Coverage of 1.37 is 71% below median its 10-year median of 4.66. Over the past 10 years, this metric has ranged from a low of 3.86 to a high of 7.16. The Travel & Leisure industry median Interest Coverage is 5.35. TSC India's value of 1.37 is 74.4% below this industry median. Based on the distribution chart, TSC India ranks #344 out of 607 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, TSC India has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does TSC India's Interest Coverage compare to BKNG and ABNB?
According to the Travel & Leisure industry distribution chart, TSC India ranks #344 out of 607 companies for Interest Coverage. This places TSC India in the lower half of its industry. The industry median Interest Coverage is 5.35. TSC India's value of 1.37 is 74.4% below this benchmark. Historically, TSC India's own Interest Coverage has ranged from 3.86 to 7.16 over the past decade. While the company's 10-year median is 4.66 vs. the industry median of 5.35, TSC India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 607 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TSC India's current Interest Coverage of 1.37 is 74.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TSC India and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TSC India's current Interest Coverage is 1.37, which is 71% below median its own 10-year median of 4.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TSC India stock overvalued right now?
TSC India (NSE:TSC) has a current Interest Coverage of 1.37. The current Interest Coverage is 1.37, which is 71% below median its 10-year median of 4.66 and 74.4% below the Travel & Leisure industry median of 5.35. TSC India's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For TSC India (NSE:TSC), the current Interest Coverage is 1.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

TSC India Business Description

Address Plot No. 21-22, G.T. Road, Office No. 3, 2nd Floor, Midland Financial Centre, Jalandhar, PB, IND, 144001
TSC India Ltd is a travel management company which specializes in providing comprehensive air ticketing services tailored to the requirements of its clients. The Company is focused on serving the B2B and corporate sectors. TSC works in close collaboration with airlines and travel agents to deliver cost-effective and streamlined travel solutions to end user customers. Its operations encompass partnerships with a range of travel service providers, enabling it to manage various aspects of travel planning, including booking air tickets. The company operates in multiple cities across India, including Jalandhar, Chandigarh, Lucknow, Ahmedabad, Jaipur, New Delhi, and Pune, reflecting its growing geographical presence.
16GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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