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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Yes Bank's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹210,760 Mil. Yes Bank's average total debt for the quarter that ended in Jun. 2026 was ₹669,799 Mil. Therefore, Yes Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 31.47%.
Yes Bank (NSE:YESBANK) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Yes Bank Effective Interest Rate on Debt % Related Terms
Yes Bank Effective Interest Rate on Debt % Historical Data
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The historical data trend for Yes Bank's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yes Bank Effective Interest Rate on Debt % Competitor Comparison
For the Banks - Regional subindustry, Yes Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yes Bank Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Yes Bank's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Yes Bank's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 31.47% mean?
Yes Bank (NSE:YESBANK) has a Effective Interest Rate on Debt % of 31.47% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Yes Bank and its competitors.
Is Yes Bank's Effective Interest Rate on Debt % too high?
Yes Bank's current Effective Interest Rate on Debt % is 31.47%. Overall, Yes Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Yes Bank's Effective Interest Rate on Debt % compare to competitors?
Yes Bank's Effective Interest Rate on Debt % of 31.47% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Yes Bank and its competitors. Yes Bank's current Effective Interest Rate on Debt % is 31.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yes Bank stock overvalued right now?
Based on GuruFocus' analysis, Yes Bank (NSE:YESBANK) is currently considered Fairly Valued. The stock's GF Value™ is ₹24.17, compared to a current price of ₹22.10 — trading 8.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 31.47%. Yes Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Yes Bank (NSE:YESBANK), the current Effective Interest Rate on Debt % is 31.47% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yes Bank (NSE:YESBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Yes Bank stock appears to be undervalued.
The current stock price of ₹22.10 is trading 8.6% below its estimated GF Value™ of ₹24.17.
GuruFocus considers Yes Bank to be Fairly Valued.
Key valuation signals for NSE:YESBANK:
Effective Interest Rate on Debt %: 31.47%
GF Value™: ₹24.17 vs. price of ₹22.10 (8.6% below fair value)
No single metric tells the full story. See the NSE:YESBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yes Bank Ltd is a full-service commercial bank operating in India. The bank's activities include corporate banking, financial markets, investment banking, corporate finance, branch banking, business and transaction banking, and wealth management services. A majority of the bank's earning assets are loans. The bank's loan portfolio is diversified across various industries, including food and agriculture, life sciences and information technology, tourism, hospitality, media and entertainment, renewable energy, education, and social infrastructure. Services and agriculture constitute approximately half of the bank's priority sector loans. The company reportable segments include Treasury, Corporate / Wholesale Banking, Retail Banking and Other Banking Operations.
71GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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