Yes Bank (NSE:YESBANK) Effective Interest Rate on Debt % : 27.79% (As of Sep. 2024)

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What is Yes Bank Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Yes Bank's annualized positive value of Interest Expense for the quarter that ended in Sep. 2024 was ₹221,745 Mil. Yes Bank's average total debt for the quarter that ended in Sep. 2024 was ₹797,870 Mil. Therefore, Yes Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 was 27.79%.

Yes Bank Effective Interest Rate on Debt % Historical Data

The historical data trend for Yes Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Yes Bank Effective Interest Rate on Debt % Chart

Yes Bank Annual Data

Trend

Mar15

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Effective Interest Rate on Debt %

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22.63

20.97

20.24

21.72

26.06

Yes Bank Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															26.20	26.35	26.76	27.52	27.79

Competitive Comparison of Yes Bank's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Yes Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Yes Bank's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Yes Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Yes Bank's Effective Interest Rate on Debt % falls into.

Yes Bank Effective Interest Rate on Debt % Calculation

Yes Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Mar. 2023 )	+	Total Debt (A: Mar. 2024 ))	/ count )
=	-1 * -195272.521	/	( (710169.839	+	788626.097)	/ 2 )
=	-1 * -195272.521	/	749397.968
=	26.06 %

where

	Total Debt (A: Mar. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	710169.839	+	0
=	710169.839

	Total Debt (A: Mar. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	788626.097	+	0
=	788626.097

Yes Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Jun. 2024 )	+	Total Debt (Q: Sep. 2024 ))	/ count )
=	-1 * -221744.8	/	( (806243	+	789497.6)	/ 2 )
=	-1 * -221744.8	/	797870.3
=	27.79 %

where

	Total Debt (Q: Jun. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	806243	+	0
=	806243

	Total Debt (Q: Sep. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	789497.6	+	0
=	789497.6

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Yes Bank (NSE:YESBANK) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Yes Bank Effective Interest Rate on Debt % Related Terms

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Yes Bank Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Yes Bank Ltd (NSE:YESBANK) » Definitions » Effective Interest Rate on Debt %

Traded in Other Exchanges

532648:India

Address

Off Western Express Highway, Yes Bank House, Santacruz (East), Mumbai, MH, IND, 400 055

Website

https://www.yesbank.in

Yes Bank Ltd is a full-service commercial bank operating in India. The bank's activities include corporate banking, financial markets, investment banking, corporate finance, branch banking, business and transaction banking, and wealth management services. A majority of the bank's earning assets are loans. The bank's loan portfolio is diversified across various industries, including food and agriculture, life sciences and information technology, tourism, hospitality, media and entertainment, renewable energy, education, and social infrastructure. Services and agriculture constitute approximately half of the bank's priority sector loans. The company reportable segments include Treasury, Corporate / Wholesale Banking, Retail Banking and Other Banking Operations.

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