Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Naked Wines's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $2.1 Mil. Naked Wines's average total debt for the quarter that ended in Mar. 2026 was $6.7 Mil. Therefore, Naked Wines's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 31.31%.
Naked Wines (OTCPK:NWINF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Naked Wines Effective Interest Rate on Debt % Related Terms
Naked Wines Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Naked Wines's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Naked Wines Effective Interest Rate on Debt % Chart
NWINF vs BF.B: Effective Interest Rate on Debt % Comparison
For the Beverages - Wineries & Distilleries subindustry, Naked Wines's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Naked Wines Effective Interest Rate on Debt % vs Beverages - Alcoholic Industry
For the Beverages - Alcoholic industry and Consumer Defensive sector, Naked Wines's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Naked Wines's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 31.31% mean?
Naked Wines (NWINF) has a Effective Interest Rate on Debt % of 31.31% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Naked Wines and its competitors.
Is Naked Wines' Effective Interest Rate on Debt % too high?
Naked Wines' current Effective Interest Rate on Debt % is 31.31%. Overall, Naked Wines has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Naked Wines' Effective Interest Rate on Debt % compare to BF.B?
Naked Wines' Effective Interest Rate on Debt % of 31.31% can be compared against companies in the Beverages - Alcoholic industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Beverages - Alcoholic company?
A good Effective Interest Rate on Debt % depends on the Beverages - Alcoholic industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Naked Wines and its competitors. Naked Wines's current Effective Interest Rate on Debt % is 31.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naked Wines stock overvalued right now?
Based on GuruFocus' analysis, Naked Wines (NWINF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.49, compared to a current price of $0.97 — trading 98.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 31.31%. Naked Wines' overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Naked Wines (NWINF), the current Effective Interest Rate on Debt % is 31.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Naked Wines (NWINF) Overvalued in 2026?
Based on GuruFocus' analysis, Naked Wines stock appears to be overvalued.
The current stock price of $0.97 is trading 98.9% above its estimated GF Value™ of $0.49.
GuruFocus considers Naked Wines to be Significantly Overvalued.
Key valuation signals for NWINF:
Effective Interest Rate on Debt %: 31.31%
GF Value™: $0.49 vs. price of $0.97 (98.9% above fair value)
No single metric tells the full story. See the NWINF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Naked Wines PLC is engaged in the retailing of wines and spirits. The company's operating segment includes Naked Wines. Its geographical segments are United States, United Kingdom, and Australia.
39GF Score
Get the complete analysis for NWINF
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NWINF has been successfully added to your 
