Papirfabrikken Invest (OCSE:PFINV) Effective Interest Rate on Debt %: 4.04% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCSE:PFINV Papirfabrikken Invest OCSE:PFINV
64 GF Score
Price kr30.00
GF Value kr26.16
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Papirfabrikken Invest Effective Interest Rate on Debt %?

Papirfabrikken Invest OCSE:PFINV -0.99% 64 Effective Interest Rate on Debt % is 4.04% as of Dec. 2025. GuruFocus rates OCSE:PFINV with a GF Score™ of 64/100 and a GF Value™ of kr26.16 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Papirfabrikken Invest's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was kr12.79 Mil. Papirfabrikken Invest's average total debt for the quarter that ended in Dec. 2025 was kr316.46 Mil. Therefore, Papirfabrikken Invest's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.04%.


Papirfabrikken Invest  (OCSE:PFINV) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Papirfabrikken Invest Effective Interest Rate on Debt % Related Terms


Papirfabrikken Invest Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Papirfabrikken Invest's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Papirfabrikken Invest Effective Interest Rate on Debt % Chart

Papirfabrikken Invest Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.41 3.78 4.44 4.71 4.30

Papirfabrikken Invest Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.48 4.89 4.48 4.52 4.04

OCSE:PFINV vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Papirfabrikken Invest's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Papirfabrikken Invest Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Papirfabrikken Invest's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Papirfabrikken Invest's Effective Interest Rate on Debt % falls into.


OCSE:PFINV
64GF Score
Papirfabrikken Invest OCSE:PFINV
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Papirfabrikken Invest Effective Interest Rate on Debt % Calculation

Papirfabrikken Invest's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -13.669/( (323.117+312.099)/ 2 )
=-1  *  -13.669/317.608
=4.30 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=310.057 + 13.06
=323.117

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=303.351 + 8.748
=312.099

Papirfabrikken Invest's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -12.794/( (320.824+312.099)/ 2 )
=-1  *  -12.794/316.4615
=4.04 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=307.193 + 13.631
=320.824

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=303.351 + 8.748
=312.099

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.04% mean?
Papirfabrikken Invest (OCSE:PFINV) has a Effective Interest Rate on Debt % of 4.04% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Papirfabrikken Invest and its competitors.
Is Papirfabrikken Invest's Effective Interest Rate on Debt % too high?
Papirfabrikken Invest's current Effective Interest Rate on Debt % is 4.04%. Overall, Papirfabrikken Invest has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Papirfabrikken Invest's Effective Interest Rate on Debt % compare to CBRE and BEKE?
Papirfabrikken Invest's Effective Interest Rate on Debt % of 4.04% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Papirfabrikken Invest and its competitors. Papirfabrikken Invest's current Effective Interest Rate on Debt % is 4.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Papirfabrikken Invest stock overvalued right now?
Based on GuruFocus' analysis, Papirfabrikken Invest (OCSE:PFINV) is currently considered Modestly Overvalued. The stock's GF Value™ is kr26.16, compared to a current price of kr30.00 — trading 14.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.04%. Papirfabrikken Invest's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Papirfabrikken Invest (OCSE:PFINV), the current Effective Interest Rate on Debt % is 4.04% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Papirfabrikken Invest (OCSE:PFINV) Overvalued in 2026?

Based on GuruFocus' analysis, Papirfabrikken Invest stock appears to be overvalued. The current stock price of kr30.00 is trading 14.7% above its estimated GF Value™ of kr26.16. GuruFocus considers Papirfabrikken Invest to be Modestly Overvalued.

Key valuation signals for OCSE:PFINV:

  • Effective Interest Rate on Debt %: 4.04%
  • GF Value™: kr26.16 vs. price of kr30.00 (14.7% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the OCSE:PFINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Papirfabrikken Invest Business Description

Address Ansvej 104, Silkeborg, DNK, 8600
Papirfabrikken Invest is an investment group that holds equity interests in various capital companies. The group's investment portfolio includes activities such as property development and leasing, trading and financial operations, as well as other strategic business ventures. The Group's segments consist of: Properties and Hotel. Properties activities mainly related to the rental of the Papirfabrikken property complex in the form of leases, property income, and the purchase and sale of investment properties. Hotel activities related to the company Hotel Papirfabrikken in the form of hotel operations of the Radisson Hotel, F&B activities at Restaurant Michael D, and JYSK park.
64GF Score

Get the complete analysis for OCSE:PFINV

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr30.00
Price
kr26.16
GF Value