Black Sea Property AS (OSL:BSP) Effective Interest Rate on Debt %: 19.97% (As of Dec. 2025)

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OSL:BSP Black Sea Property AS OSL:BSP
15 GF Score
Price kr3.00
GF Value kr7.84
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Black Sea Property AS Effective Interest Rate on Debt %?

Black Sea Property AS OSL:BSP -9.09% 15 Effective Interest Rate on Debt % is 19.97% as of Dec. 2025. GuruFocus rates OSL:BSP with a GF Score™ of 15/100 and a GF Value™ of kr7.84 (Possible Value Trap). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Black Sea Property AS's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was kr32.70 Mil. Black Sea Property AS's average total debt for the quarter that ended in Dec. 2025 was kr163.75 Mil. Therefore, Black Sea Property AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 19.97%.


Black Sea Property AS  (OSL:BSP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Black Sea Property AS Effective Interest Rate on Debt % Related Terms


Black Sea Property AS Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Black Sea Property AS's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Black Sea Property AS Effective Interest Rate on Debt % Chart

Black Sea Property AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.92 4.62 23.42 12.46 13.24

Black Sea Property AS Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.81 17.12 6.34 8.54 19.97

OSL:BSP vs MAR, HLT, H: Effective Interest Rate on Debt % Comparison

For the Lodging subindustry, Black Sea Property AS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Black Sea Property AS Effective Interest Rate on Debt % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Black Sea Property AS's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Black Sea Property AS's Effective Interest Rate on Debt % falls into.


OSL:BSP
15GF Score
Black Sea Property AS OSL:BSP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Black Sea Property AS Effective Interest Rate on Debt % Calculation

Black Sea Property AS's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -21.578/( (121.635+204.399)/ 2 )
=-1  *  -21.578/163.017
=13.24 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=114.523 + 7.112
=121.635

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=108.6 + 95.799
=204.399

Black Sea Property AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -32.704/( (123.108+204.399)/ 2 )
=-1  *  -32.704/163.7535
=19.97 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=123.108 + 0
=123.108

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=108.6 + 95.799
=204.399

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 19.97% mean?
Black Sea Property AS (OSL:BSP) has a Effective Interest Rate on Debt % of 19.97% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Black Sea Property AS and its competitors.
Is Black Sea Property AS's Effective Interest Rate on Debt % too high?
Black Sea Property AS's current Effective Interest Rate on Debt % is 19.97%. Overall, Black Sea Property AS has a GF Score™ of 15/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Black Sea Property AS's Effective Interest Rate on Debt % compare to MAR and HLT?
Black Sea Property AS's Effective Interest Rate on Debt % of 19.97% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Black Sea Property AS and its competitors. Black Sea Property AS's current Effective Interest Rate on Debt % is 19.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Black Sea Property AS stock overvalued right now?
Based on GuruFocus' analysis, Black Sea Property AS (OSL:BSP) is currently considered Possible Value Trap. The stock's GF Value™ is kr7.84, compared to a current price of kr3.00 — trading 61.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 19.97%. Black Sea Property AS's overall GF Score™ is 15/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Black Sea Property AS (OSL:BSP), the current Effective Interest Rate on Debt % is 19.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Black Sea Property AS (OSL:BSP) Overvalued in 2026?

Based on GuruFocus' analysis, Black Sea Property AS stock appears to be undervalued. The current stock price of kr3.00 is trading 61.7% below its estimated GF Value™ of kr7.84. GuruFocus considers Black Sea Property AS to be Possible Value Trap.

Key valuation signals for OSL:BSP:

  • Effective Interest Rate on Debt %: 19.97%
  • GF Value™: kr7.84 vs. price of kr3.00 (61.7% below fair value)
  • GF Score™: 15/100 with 7 warning signs

No single metric tells the full story. See the OSL:BSP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Black Sea Property AS Business Description

Address Sagveien 23 A, Box 46 Torshov, Oslo, NOR, 0459
Black Sea Property AS is engaged in the lodging business.
15GF Score

Get the complete analysis for OSL:BSP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr3.00
Price
kr7.84
GF Value