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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Westpay AB's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was kr1.98 Mil. Westpay AB's average total debt for the quarter that ended in Jun. 2026 was kr11.47 Mil. Therefore, Westpay AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 17.22%.
Westpay AB (OSTO:WPAY) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Westpay AB Effective Interest Rate on Debt % Related Terms
Westpay AB Effective Interest Rate on Debt % Historical Data
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The historical data trend for Westpay AB's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Westpay AB Effective Interest Rate on Debt % Chart
OSTO:WPAY vs MSFT, PLTR, ORCL: Effective Interest Rate on Debt % Comparison
For the Software - Infrastructure subindustry, Westpay AB's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Westpay AB Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Westpay AB's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Westpay AB's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 17.22% mean?
Westpay AB (OSTO:WPAY) has a Effective Interest Rate on Debt % of 17.22% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Westpay AB and its competitors.
Is Westpay AB's Effective Interest Rate on Debt % too high?
Westpay AB's current Effective Interest Rate on Debt % is 17.22%. Overall, Westpay AB has a GF Score™ of 23/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Westpay AB's Effective Interest Rate on Debt % compare to MSFT and PLTR?
Westpay AB's Effective Interest Rate on Debt % of 17.22% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Westpay AB and its competitors. Westpay AB's current Effective Interest Rate on Debt % is 17.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Westpay AB stock overvalued right now?
Based on GuruFocus' analysis, Westpay AB (OSTO:WPAY) is currently considered Significantly Overvalued. The stock's GF Value™ is kr0.68, compared to a current price of kr1.05 — trading 54.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 17.22%. Westpay AB's overall GF Score™ is 23/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Westpay AB (OSTO:WPAY), the current Effective Interest Rate on Debt % is 17.22% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Westpay AB (OSTO:WPAY) Overvalued in 2026?
Based on GuruFocus' analysis, Westpay AB stock appears to be overvalued.
The current stock price of kr1.05 is trading 54.4% above its estimated GF Value™ of kr0.68.
GuruFocus considers Westpay AB to be Significantly Overvalued.
Key valuation signals for OSTO:WPAY:
Effective Interest Rate on Debt %: 17.22%
GF Value™: kr0.68 vs. price of kr1.05 (54.4% above fair value)
No single metric tells the full story. See the OSTO:WPAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Westpay AB is a full-service fintech and payment solution provider that offers solutions that simplify payments and amplifies the overall customer experience. Its products include Payment Application as a Service, Payment terminals, and SoftPoS.
23GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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