Westpay AB (OSTO:WPAY) Risk Assessment

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSTO:WPAY Westpay AB OSTO:WPAY
21 GF Score
Price kr0.96
GF Value kr0.68
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Westpay AB Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Westpay AB is: High Risk: High uncertainty with risk-return tradeoff.

Westpay AB  (OSTO:WPAY) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Westpay AB Risk Assessment Related Terms

OSTO:WPAY vs MSFT, PLTR, ORCL: Risk Assessment Comparison

For the Software - Infrastructure subindustry, Westpay AB's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Westpay AB Risk Assessment vs Software Industry

For the Software industry and Technology sector, Westpay AB's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Westpay AB's Risk Assessment falls into.


OSTO:WPAY
21GF Score
Westpay AB OSTO:WPAY
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Westpay AB (OSTO:WPAY) Overvalued in 2026?

Based on GuruFocus' analysis, Westpay AB stock appears to be overvalued. The current stock price of kr0.96 is trading 41.5% above its estimated GF Value™ of kr0.68. GuruFocus considers Westpay AB to be Significantly Overvalued.

Key valuation signals for OSTO:WPAY:

  • Risk Assessment:
  • GF Value™: kr0.68 vs. price of kr0.96 (41.5% above fair value)
  • GF Score™: 21/100 with 2 warning signs

No single metric tells the full story. See the OSTO:WPAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Westpay AB Business Description

Address Kanalvagen 12, 2nd Floor, Upplands Vasby, Stockholm, SWE, 194 61
Westpay AB is a full-service fintech and payment solution provider that offers solutions that simplify payments and amplifies the overall customer experience. Its products include Payment Application as a Service, Payment terminals, and SoftPoS.
21GF Score

Get the complete analysis for OSTO:WPAY

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr0.96
Price
kr0.68
GF Value