OXLC (Oxford Lane Capital) Effective Interest Rate on Debt %: 11.19% (As of Mar. 2026)


OXLC Oxford Lane Capital Corp OXLC
22 GF Score
Price $8.94
! 3 Warning Signs
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What is Oxford Lane Capital Effective Interest Rate on Debt %?

Oxford Lane Capital OXLC +1.59% 22 Effective Interest Rate on Debt % is 11.19% as of Mar. 2026. GuruFocus rates OXLC with a GF Score™ of 22/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Oxford Lane Capital's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $54.68 Mil. Oxford Lane Capital's average total debt for the quarter that ended in Mar. 2026 was $488.72 Mil. Therefore, Oxford Lane Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 11.19%.


Oxford Lane Capital  (NAS:OXLC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Oxford Lane Capital Effective Interest Rate on Debt % Related Terms


Oxford Lane Capital Effective Interest Rate on Debt % Historical Data

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The historical data trend for Oxford Lane Capital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oxford Lane Capital Effective Interest Rate on Debt % Chart

Oxford Lane Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.22 16.39 16.84 11.27 11.16

Oxford Lane Capital Semi-Annual Data
Mar16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.82 14.05 10.47 11.13 11.19

OXLC vs RPC, PHK, BBDC: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Oxford Lane Capital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oxford Lane Capital Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Oxford Lane Capital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Oxford Lane Capital's Effective Interest Rate on Debt % falls into.


OXLC
22GF Score
Oxford Lane Capital Corp OXLC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Oxford Lane Capital Effective Interest Rate on Debt % Calculation

Oxford Lane Capital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -54.477/( (486.921+489.362)/ 2 )
=-1  *  -54.477/488.1415
=11.16 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=486.921 + 0
=486.921

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=489.362 + 0
=489.362

Oxford Lane Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -54.678/( (488.087+489.362)/ 2 )
=-1  *  -54.678/488.7245
=11.19 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=488.087 + 0
=488.087

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=489.362 + 0
=489.362

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.19% mean?
Oxford Lane Capital (OXLC) has a Effective Interest Rate on Debt % of 11.19% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Oxford Lane Capital and its competitors.
Is Oxford Lane Capital's Effective Interest Rate on Debt % too high?
Oxford Lane Capital's current Effective Interest Rate on Debt % is 11.19%. Overall, Oxford Lane Capital has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Oxford Lane Capital's Effective Interest Rate on Debt % compare to RPC and PHK?
Oxford Lane Capital's Effective Interest Rate on Debt % of 11.19% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Oxford Lane Capital and its competitors. Oxford Lane Capital's current Effective Interest Rate on Debt % is 11.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxford Lane Capital stock overvalued right now?
Oxford Lane Capital (OXLC) has a current Effective Interest Rate on Debt % of 11.19%. The current Effective Interest Rate on Debt % is 11.19%. Oxford Lane Capital's overall GF Score™ is 22/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Oxford Lane Capital (OXLC), the current Effective Interest Rate on Debt % is 11.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Oxford Lane Capital Business Description

Other Exchanges OXLCP.PFD:USA
Address 8 Sound Shore Drive, Suite 255, Greenwich, CT, USA, 06830
Oxford Lane Capital Corp is a non-diversified closed-end management investment company. The fund's investment objective is to maximize portfolio's risk adjusted total return, and currently seek to achieve investment objective by investing in structured finance investments, specifically the equity and junior debt tranches of CLO vehicles, which are collateralized by a diverse portfolio of senior secured loans made to companies whose debt is unrated or is rated below investment grade (the Senior Loans) and, to a limited. Its investment plan also includes investing in warehouse facilities, which are financing structures intended to aggregate senior loans that may be used to form the basis of a CLO vehicle.
22GF Score

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