OXM (Oxford Industries) Effective Interest Rate on Debt %: 1.58% (As of Apr. 2026)

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OXM Oxford Industries Inc OXM
65 GF Score
Price $37.23
GF Value $79.47
Valuation Possible Value Trap
! 7 Warning Signs
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What is Oxford Industries Effective Interest Rate on Debt %?

Oxford Industries OXM +2.82% 65 Effective Interest Rate on Debt % is 1.58% as of Apr. 2026. GuruFocus rates OXM with a GF Score™ of 65/100 and a GF Value™ of $79.47 (Possible Value Trap). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Oxford Industries's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $9 Mil. Oxford Industries's average total debt for the quarter that ended in Apr. 2026 was $578 Mil. Therefore, Oxford Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 1.58%.


Oxford Industries  (NYSE:OXM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Oxford Industries Effective Interest Rate on Debt % Related Terms


Oxford Industries Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Oxford Industries's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oxford Industries Effective Interest Rate on Debt % Chart

Oxford Industries Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 0.90 1.61 0.63 1.36

Oxford Industries Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.39 1.17 1.22 1.39 1.58

OXM vs SGC, JXG, LAKE: Effective Interest Rate on Debt % Comparison

For the Apparel Manufacturing subindustry, Oxford Industries's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oxford Industries Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Oxford Industries's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Oxford Industries's Effective Interest Rate on Debt % falls into.


OXM
65GF Score
Oxford Industries Inc OXM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Oxford Industries Effective Interest Rate on Debt % Calculation

Oxford Industries's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -6.87/( (449.182+563.441)/ 2 )
=-1  *  -6.87/506.3115
=1.36 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=390.471 + 58.711
=449.182

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=498.935 + 64.506
=563.441

Oxford Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -9.128/( (563.441+592.429)/ 2 )
=-1  *  -9.128/577.935
=1.58 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=498.935 + 64.506
=563.441

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=526.155 + 66.274
=592.429

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.58% mean?
Oxford Industries (OXM) has a Effective Interest Rate on Debt % of 1.58% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Oxford Industries and its competitors.
Is Oxford Industries' Effective Interest Rate on Debt % too high?
Oxford Industries' current Effective Interest Rate on Debt % is 1.58%. Overall, Oxford Industries has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Oxford Industries' Effective Interest Rate on Debt % compare to SGC and JXG?
Oxford Industries' Effective Interest Rate on Debt % of 1.58% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Oxford Industries and its competitors. Oxford Industries's current Effective Interest Rate on Debt % is 1.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxford Industries stock overvalued right now?
Based on GuruFocus' analysis, Oxford Industries (OXM) is currently considered Possible Value Trap. The stock's GF Value™ is $79.47, compared to a current price of $37.23 — trading 53.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.58%. Oxford Industries' overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Oxford Industries (OXM), the current Effective Interest Rate on Debt % is 1.58% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oxford Industries (OXM) Overvalued in 2026?

Based on GuruFocus' analysis, Oxford Industries stock appears to be undervalued. The current stock price of $37.23 is trading 53.2% below its estimated GF Value™ of $79.47. GuruFocus considers Oxford Industries to be Possible Value Trap.

Key valuation signals for OXM:

  • Effective Interest Rate on Debt %: 1.58%
  • GF Value™: $79.47 vs. price of $37.23 (53.2% below fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the OXM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oxford Industries Business Description

Other Exchanges OXD:Germany
Address 999 Peachtree Street, Northeast, Suite 688, Atlanta, GA, USA, 30309
Oxford Industries Inc is an apparel manufacturing company that designs, sources, markets, and distributes products under the brand name Tommy Bahama, and Lilly Pulitzer. Tommy Bahama designs, sources, markets, and distributes men's and women's sportswear and related products. Lilly Pulitzer designs, sources, markets, and distributes upscale collections of women's and women's dresses, sportswear, and related products. The company's business is organized as: Tommy Bahama, Lilly Pulitzer, Johnny Was and Emerging Brands reportable segments. Geographically, the company operates in United States as well as Internationally.
65GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.23
Price
$79.47
GF Value