PACS (PACS Group) Effective Interest Rate on Debt %: 0.75% (As of Mar. 2026)


PACS PACS Group Inc PACS
19 GF Score
Price $43.22
! 6 Warning Signs
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What is PACS Group Effective Interest Rate on Debt %?

PACS Group PACS -1.37% 19 Effective Interest Rate on Debt % is 0.75% as of Mar. 2026. GuruFocus rates PACS with a GF Score™ of 19/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PACS Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $26 Mil. PACS Group's average total debt for the quarter that ended in Mar. 2026 was $3,418 Mil. Therefore, PACS Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.75%.

PACS Group  (NYSE:PACS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

PACS Group Effective Interest Rate on Debt % Related Terms

PACS Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PACS Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PACS Group Effective Interest Rate on Debt % Chart

PACS Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 1.33 2.11 1.41 0.81

PACS Group Quarterly Data
Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.78 0.49 0.97 0.99 0.75

PACS vs CHE, UHS, LFST: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, PACS Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PACS Group Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, PACS Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PACS Group's Effective Interest Rate on Debt % falls into.


PACS
19GF Score
PACS Group Inc PACS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PACS Group Effective Interest Rate on Debt % Calculation

PACS Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -28.363/( (3501.018+3471.121)/ 2 )
=-1  *  -28.363/3486.0695
=0.81 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3186.757 + 314.261
=3501.018

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3284.657 + 186.464
=3471.121

PACS Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -25.696/( (3471.121+3365.367)/ 2 )
=-1  *  -25.696/3418.244
=0.75 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3284.657 + 186.464
=3471.121

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3173.097 + 192.27
=3365.367

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.75% mean?
PACS Group (PACS) has a Effective Interest Rate on Debt % of 0.75% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PACS Group and its competitors.
Is PACS Group's Effective Interest Rate on Debt % too high?
PACS Group's current Effective Interest Rate on Debt % is 0.75%. Overall, PACS Group has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does PACS Group's Effective Interest Rate on Debt % compare to CHE and UHS?
PACS Group's Effective Interest Rate on Debt % of 0.75% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PACS Group and its competitors. PACS Group's current Effective Interest Rate on Debt % is 0.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PACS Group stock overvalued right now?
PACS Group (PACS) has a current Effective Interest Rate on Debt % of 0.75%. The current Effective Interest Rate on Debt % is 0.75%. PACS Group's overall GF Score™ is 19/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PACS Group (PACS), the current Effective Interest Rate on Debt % is 0.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PACS Group Business Description

Address 90 S. 400 W, Suite 700, Salt Lake City, UT, USA, 84101
PACS Group Inc is a post-acute healthcare company mainly focused on delivering skilled nursing care through a portfolio of independently operated facilities. The post-acute care ecosystem serves individuals who need additional help recuperating from acute conditions, illnesses, or serious medical procedures after getting discharged from the hospital. It also provides senior care, assisted living, and independent living options in some of the communities. The company has one reportable segment.
19GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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