PACS (PACS Group) Interest Coverage: 18.69 (As of Mar. 2026) — 108% Above Median


PACS PACS Group Inc PACS
19 GF Score
Price $38.85
! 4 Warning Signs
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What is PACS Group Interest Coverage?

PACS Group PACS +3.96% 19 Interest Coverage is 18.69 as of Mar. 2026, which is 108% above its 10-year median of 8.98. GuruFocus rates PACS with a GF Score™ of 19/100. The stock has 4 warning signs investors should review. Among 453 Healthcare Providers & Services companies, PACS Group ranks better than 61.59% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PACS Group's Operating Income for the three months ended in Mar. 2026 was $120 Mil. PACS Group's Interest Expense for the three months ended in Mar. 2026 was $-6 Mil. PACS Group's interest coverage for the quarter that ended in Mar. 2026 was 18.69. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PACS Group's Interest Coverage or its related term are showing as below:

PACS' s Interest Coverage Range Over the Past 10 Years
Min: 2.78   Med: 8.98   Max: 15.79
Current: 13.68


PACS's Interest Coverage is ranked better than
61.59% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 7.98 vs PACS: 13.68

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PACS Group  (NYSE:PACS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PACS Group Interest Coverage Related Terms


PACS Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for PACS Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PACS Group Interest Coverage Chart

PACS Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
15.79 8.98 4.16 2.78 10.92

PACS Group Quarterly Data
Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.97 18.49 10.11 11.04 18.69

PACS vs CHE, OPCH, CON: Interest Coverage Comparison

For the Medical Care Facilities subindustry, PACS Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PACS Group Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, PACS Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PACS Group's Interest Coverage falls into.


PACS
19GF Score
PACS Group Inc PACS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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PACS Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PACS Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PACS Group's Interest Expense was $-28 Mil. Its Operating Income was $310 Mil. And its Long-Term Debt & Capital Lease Obligation was $3,285 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*309.595/-28.363
=10.92

PACS Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PACS Group's Interest Expense was $-6 Mil. Its Operating Income was $120 Mil. And its Long-Term Debt & Capital Lease Obligation was $3,173 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*120.035/-6.424
=18.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 18.69 mean?
PACS Group (PACS) has a Interest Coverage of 18.69 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PACS Group and its competitors. This is 108% above median its historical median of 8.98. Over the past decade, PACS Group's Interest Coverage has ranged from 2.78 to 15.79. According to the industry distribution chart, PACS Group ranks #174 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 38.4%.
Is PACS Group's Interest Coverage too high?
PACS Group's current Interest Coverage of 18.69 is 108% above median its 10-year median of 8.98. Over the past 10 years, this metric has ranged from a low of 2.78 to a high of 15.79. The Healthcare Providers & Services industry median Interest Coverage is 7.98. PACS Group's value of 18.69 is 134.2% above this industry median. Based on the distribution chart, PACS Group ranks #174 out of 453 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, PACS Group has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does PACS Group's Interest Coverage compare to CHE and OPCH?
According to the Healthcare Providers & Services industry distribution chart, PACS Group ranks #174 out of 453 companies for Interest Coverage. This puts PACS Group in the upper half of its industry. The industry median Interest Coverage is 7.98. PACS Group's value of 18.69 is 134.2% above this benchmark. Historically, PACS Group's own Interest Coverage has ranged from 2.78 to 15.79 over the past decade. While the company's 10-year median is 8.98 vs. the industry median of 7.98, PACS Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PACS Group's current Interest Coverage of 18.69 is 134.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PACS Group and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PACS Group's current Interest Coverage is 18.69, which is 108% above median its own 10-year median of 8.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PACS Group stock overvalued right now?
PACS Group (PACS) has a current Interest Coverage of 18.69. The current Interest Coverage is 18.69, which is 108% above median its 10-year median of 8.98 and 134.2% above the Healthcare Providers & Services industry median of 7.98. PACS Group's overall GF Score™ is 19/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PACS Group (PACS), the current Interest Coverage is 18.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PACS Group Business Description

Address 90 S. 400 W, Suite 700, Salt Lake City, UT, USA, 84101
PACS Group Inc is a post-acute healthcare company mainly focused on delivering skilled nursing care through a portfolio of independently operated facilities. The post-acute care ecosystem serves individuals who need additional help recuperating from acute conditions, illnesses, or serious medical procedures after getting discharged from the hospital. It also provides senior care, assisted living, and independent living options in some of the communities. The company has one reportable segment.
19GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.85
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