Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PBF Energy's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $168 Mil. PBF Energy's average total debt for the quarter that ended in Mar. 2026 was $3,258 Mil. Therefore, PBF Energy's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.17%.
PBF Energy (NYSE:PBF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
PBF Energy Effective Interest Rate on Debt % Related Terms
PBF Energy Effective Interest Rate on Debt % Historical Data
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The historical data trend for PBF Energy's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PBF Energy Effective Interest Rate on Debt % Chart
PBF vs IEP, DK, PARR: Effective Interest Rate on Debt % Comparison
For the Oil & Gas Refining & Marketing subindustry, PBF Energy's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PBF Energy Effective Interest Rate on Debt % vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, PBF Energy's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where PBF Energy's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.17% mean?
PBF Energy (PBF) has a Effective Interest Rate on Debt % of 5.17% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PBF Energy and its competitors.
Is PBF Energy's Effective Interest Rate on Debt % too high?
PBF Energy's current Effective Interest Rate on Debt % is 5.17%. Overall, PBF Energy has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PBF Energy's Effective Interest Rate on Debt % compare to IEP and DK?
PBF Energy's Effective Interest Rate on Debt % of 5.17% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PBF Energy and its competitors. PBF Energy's current Effective Interest Rate on Debt % is 5.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PBF Energy stock overvalued right now?
Based on GuruFocus' analysis, PBF Energy (PBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $33.67, compared to a current price of $52.90 — trading 57.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.17%. PBF Energy's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PBF Energy (PBF), the current Effective Interest Rate on Debt % is 5.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PBF Energy (PBF) Overvalued in 2026?
Based on GuruFocus' analysis, PBF Energy stock appears to be overvalued.
The current stock price of $52.90 is trading 57.1% above its estimated GF Value™ of $33.67.
GuruFocus considers PBF Energy to be Significantly Overvalued.
Key valuation signals for PBF:
Effective Interest Rate on Debt %: 5.17%
GF Value™: $33.67 vs. price of $52.90 (57.1% above fair value)
No single metric tells the full story. See the PBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PBF Energy Inc is an independent petroleum refiner and supplier of unbranded transportation fuels, heating oil, petrochemical feedstocks, lubricants, and other petroleum products in the United States. The company owns refineries in Delaware, Ohio, New Jersey, California, and Louisiana. The Company operates in two reportable business segments: Refining and Logistics. The Company's oil refineries are all engaged in the refining of crude oil and other feedstocks into petroleum products and are aggregated into the Refining segment. PBFX operates logistics assets such as crude oil and refined products terminals, pipelines, and storage facilities. The Logistics segment consists solely of PBFX's operations.
53GF Score
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