PD (PagerDuty) Effective Interest Rate on Debt %: 2.04% (As of Apr. 2026)


PD PagerDuty Inc PD
50 GF Score
Price $9.38
GF Value $21.36
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is PagerDuty Effective Interest Rate on Debt %?

PagerDuty PD +3.19% 50 Effective Interest Rate on Debt % is 2.04% as of Apr. 2026. GuruFocus rates PD with a GF Score™ of 50/100 and a GF Value™ of $21.36 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PagerDuty's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $8.4 Mil. PagerDuty's average total debt for the quarter that ended in Apr. 2026 was $413.0 Mil. Therefore, PagerDuty's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 2.04%.


PagerDuty  (NYSE:PD) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PagerDuty Effective Interest Rate on Debt % Related Terms


PagerDuty Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PagerDuty's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PagerDuty Effective Interest Rate on Debt % Chart

PagerDuty Annual Data
Trend Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 1.29 1.18 1.16 1.43 2.02

PagerDuty Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.46 1.50 1.48 2.05 2.04

PD vs PAR, MNTN, VTEX: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, PagerDuty's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PagerDuty Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, PagerDuty's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PagerDuty's Effective Interest Rate on Debt % falls into.


PD
50GF Score
PagerDuty Inc PD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PagerDuty Effective Interest Rate on Debt % Calculation

PagerDuty's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -8.857/( (463.652+413.327)/ 2 )
=-1  *  -8.857/438.4895
=2.02 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=402.919 + 60.733
=463.652

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=408.327 + 5
=413.327

PagerDuty's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -8.428/( (413.327+412.75)/ 2 )
=-1  *  -8.428/413.0385
=2.04 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=408.327 + 5
=413.327

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=407.501 + 5.249
=412.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.04% mean?
PagerDuty (PD) has a Effective Interest Rate on Debt % of 2.04% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PagerDuty and its competitors.
Is PagerDuty's Effective Interest Rate on Debt % too high?
PagerDuty's current Effective Interest Rate on Debt % is 2.04%. Overall, PagerDuty has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PagerDuty's Effective Interest Rate on Debt % compare to PAR and MNTN?
PagerDuty's Effective Interest Rate on Debt % of 2.04% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PagerDuty and its competitors. PagerDuty's current Effective Interest Rate on Debt % is 2.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagerDuty stock overvalued right now?
Based on GuruFocus' analysis, PagerDuty (PD) is currently considered Possible Value Trap. The stock's GF Value™ is $21.36, compared to a current price of $9.38 — trading 56.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.04%. PagerDuty's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PagerDuty (PD), the current Effective Interest Rate on Debt % is 2.04% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PagerDuty (PD) Overvalued in 2026?

Based on GuruFocus' analysis, PagerDuty stock appears to be undervalued. The current stock price of $9.38 is trading 56.1% below its estimated GF Value™ of $21.36. GuruFocus considers PagerDuty to be Possible Value Trap.

Key valuation signals for PD:

  • Effective Interest Rate on Debt %: 2.04%
  • GF Value™: $21.36 vs. price of $9.38 (56.1% below fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the PD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PagerDuty Business Description

Other Exchanges 2TY:Germany
Address 600 Townsend Street, Suite 200, San Francisco, CA, USA, 94103
PagerDuty Inc is a digital operations management platform that manages urgent and mission-critical work for a modern, digital business. Its PagerDuty Operations Cloud combines artificial intelligence (AI) operations (AIOps), automation, customer service operations, and incident management with a generative AI assistant to create a flexible, resilient, and scalable platform to protect revenue and improve customer experience, improve operational efficiency, and mitigate the risk of operational failures. The company generates revenue predominantly from cloud-hosted software subscription fees and term-license software subscription fees. Geographically, the company derives a majority of its revenue from the United States and the rest from International markets.
50GF Score

Get the complete analysis for PD

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.38
Price
$21.36
GF Value