PEBBF (Pebble Group) Effective Interest Rate on Debt %: 8.31% (As of Dec. 2025)

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PEBBF Pebble Group PLC PEBBF
60 GF Score
Price $0.55
GF Value $0.56
! 6 Warning Signs
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What is Pebble Group Effective Interest Rate on Debt %?

Pebble Group PEBBF 60 Effective Interest Rate on Debt % is 8.31% as of Dec. 2025. GuruFocus rates PEBBF with a GF Score™ of 60/100 and a GF Value™ of $0.56. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pebble Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.6 Mil. Pebble Group's average total debt for the quarter that ended in Dec. 2025 was $7.4 Mil. Therefore, Pebble Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 8.31%.


Pebble Group  (OTCPK:PEBBF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Pebble Group Effective Interest Rate on Debt % Related Terms


Pebble Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pebble Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pebble Group Effective Interest Rate on Debt % Chart

Pebble Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.52 5.92 7.21 7.53 8.20

Pebble Group Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.13 7.61 7.50 8.11 8.31

PEBBF vs APP, OMC, TTD: Effective Interest Rate on Debt % Comparison

For the Advertising Agencies subindustry, Pebble Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pebble Group Effective Interest Rate on Debt % vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, Pebble Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pebble Group's Effective Interest Rate on Debt % falls into.


PEBBF
60GF Score
Pebble Group PLC PEBBF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pebble Group Effective Interest Rate on Debt % Calculation

Pebble Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.639/( (8.643+6.94)/ 2 )
=-1  *  -0.639/7.7915
=8.20 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.555 + 2.088
=8.643

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.628 + 2.312
=6.94

Pebble Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.616/( (7.878+6.94)/ 2 )
=-1  *  -0.616/7.409
=8.31 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.575 + 2.303
=7.878

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.628 + 2.312
=6.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.31% mean?
Pebble Group (PEBBF) has a Effective Interest Rate on Debt % of 8.31% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pebble Group and its competitors.
Is Pebble Group's Effective Interest Rate on Debt % too high?
Pebble Group's current Effective Interest Rate on Debt % is 8.31%. Overall, Pebble Group has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Pebble Group's Effective Interest Rate on Debt % compare to APP and OMC?
Pebble Group's Effective Interest Rate on Debt % of 8.31% can be compared against companies in the Media - Diversified industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Media - Diversified company?
A good Effective Interest Rate on Debt % depends on the Media - Diversified industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pebble Group and its competitors. Pebble Group's current Effective Interest Rate on Debt % is 8.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pebble Group stock overvalued right now?
Pebble Group (PEBBF) has a current Effective Interest Rate on Debt % of 8.31%. The stock's GF Value™ is $0.56, compared to a current price of $0.55 — trading 2.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.31%. Pebble Group's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pebble Group (PEBBF), the current Effective Interest Rate on Debt % is 8.31% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pebble Group (PEBBF) Overvalued in 2026?

Based on GuruFocus' analysis, Pebble Group stock appears to be undervalued. The current stock price of $0.55 is trading 2.5% below its estimated GF Value™ of $0.56.

Key valuation signals for PEBBF:

  • Effective Interest Rate on Debt %: 8.31%
  • GF Value™: $0.56 vs. price of $0.55 (2.5% below fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the PEBBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pebble Group Business Description

Other Exchanges PEBB:UK
Address 748-754 Wilmslow Road, Suite 1, Didsbury House, Didsbury, Manchester, GBR, M20 2DW
Pebble Group PLC is engaged in the sale of technology solutions, products and related services to the promotional merchandise industry. The company has two segments: Brand Addition and Facilisgroup. The Brand Addition sale of promotional products through complex services provided under framework contracts on an international basis; and The Facilisgroup, engages in the provision of technology solutions, consolidated buying power and community learning and networking events to SME promotional product distributors in North America through subscription-based services. Geographically, it operates in the United Kingdom, Continental Europe, North America, and Rest of World. The Brand Addition segment accounts for the majority of revenue.
60GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.55
Price
$0.56
GF Value