PEBBF (Pebble Group) Interest Coverage: 20.94 (As of Dec. 2025) — 89% Above Median


PEBBF Pebble Group PLC PEBBF
61 GF Score
Price $0.55
GF Value $0.56
! 6 Warning Signs
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What is Pebble Group Interest Coverage?

Pebble Group PEBBF 61 Interest Coverage is 20.94 as of Dec. 2025, which is 89% above its 10-year median of 11.07. GuruFocus rates PEBBF with a GF Score™ of 61/100 and a GF Value™ of $0.56. The stock has 6 warning signs investors should review. Among 605 Media - Diversified companies, Pebble Group ranks better than 56.36% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pebble Group's Operating Income for the six months ended in Dec. 2025 was $6.4 Mil. Pebble Group's Interest Expense for the six months ended in Dec. 2025 was $-0.3 Mil. Pebble Group's interest coverage for the quarter that ended in Dec. 2025 was 20.94. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Pebble Group's Interest Coverage or its related term are showing as below:

PEBBF' s Interest Coverage Range Over the Past 10 Years
Min: 1.48   Med: 11.07   Max: 19.78
Current: 15.99


PEBBF's Interest Coverage is ranked better than
56.36% of 605 companies
in the Media - Diversified industry
Industry Median: 11.65 vs PEBBF: 15.99

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pebble Group  (OTCPK:PEBBF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pebble Group Interest Coverage Related Terms


Pebble Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pebble Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pebble Group Interest Coverage Chart

Pebble Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.98 19.80 13.32 15.86 15.98

Pebble Group Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.03 11.33 20.66 11.38 20.94

PEBBF vs APP, OMC, TTD: Interest Coverage Comparison

For the Advertising Agencies subindustry, Pebble Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pebble Group Interest Coverage vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, Pebble Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pebble Group's Interest Coverage falls into.


PEBBF
61GF Score
Pebble Group PLC PEBBF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pebble Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pebble Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Pebble Group's Interest Expense was $-0.6 Mil. Its Operating Income was $10.2 Mil. And its Long-Term Debt & Capital Lease Obligation was $4.6 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*10.21/-0.639
=15.98

Pebble Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Pebble Group's Interest Expense was $-0.3 Mil. Its Operating Income was $6.4 Mil. And its Long-Term Debt & Capital Lease Obligation was $4.6 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*6.448/-0.308
=20.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 20.94 mean?
Pebble Group (PEBBF) has a Interest Coverage of 20.94 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pebble Group and its competitors. This is 89% above median its historical median of 11.07. Over the past decade, Pebble Group's Interest Coverage has ranged from 1.48 to 19.78. According to the industry distribution chart, Pebble Group ranks #264 out of 605 companies in the Media - Diversified industry, placing it in the top 43.6%.
Is Pebble Group's Interest Coverage too high?
Pebble Group's current Interest Coverage of 20.94 is 89% above median its 10-year median of 11.07. Over the past 10 years, this metric has ranged from a low of 1.48 to a high of 19.78. The Media - Diversified industry median Interest Coverage is 11.65. Pebble Group's value of 20.94 is 79.7% above this industry median. Based on the distribution chart, Pebble Group ranks #264 out of 605 companies in the Media - Diversified industry, which is above the industry midpoint. Overall, Pebble Group has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Pebble Group's Interest Coverage compare to APP and OMC?
According to the Media - Diversified industry distribution chart, Pebble Group ranks #264 out of 605 companies for Interest Coverage. This puts Pebble Group in the upper half of its industry. The industry median Interest Coverage is 11.65. Pebble Group's value of 20.94 is 79.7% above this benchmark. Historically, Pebble Group's own Interest Coverage has ranged from 1.48 to 19.78 over the past decade. While the company's 10-year median is 11.07 vs. the industry median of 11.65, Pebble Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Media - Diversified company?
The median Interest Coverage among Media - Diversified companies is 11.65, based on 605 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pebble Group's current Interest Coverage of 20.94 is 79.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pebble Group and its competitors. For the Media - Diversified industry, the median Interest Coverage is 11.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pebble Group's current Interest Coverage is 20.94, which is 89% above median its own 10-year median of 11.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pebble Group stock overvalued right now?
Pebble Group (PEBBF) has a current Interest Coverage of 20.94. The stock's GF Value™ is $0.56, compared to a current price of $0.55 — trading 2.5% below its estimated fair value. The current Interest Coverage is 20.94, which is 89% above median its 10-year median of 11.07 and 79.7% above the Media - Diversified industry median of 11.65. Pebble Group's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pebble Group (PEBBF), the current Interest Coverage is 20.94 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pebble Group (PEBBF) Overvalued in 2026?

Based on GuruFocus' analysis, Pebble Group stock appears to be undervalued. The current stock price of $0.55 is trading 2.5% below its estimated GF Value™ of $0.56.

Key valuation signals for PEBBF:

  • Interest Coverage: 20.94 (89% above median its 10-year median of 11.07)
  • GF Value™: $0.56 vs. price of $0.55 (2.5% below fair value)
  • GF Score™: 61/100 with 6 warning signs
  • Industry Position: 79.7% above the Media - Diversified median (#264 of 605)

No single metric tells the full story. See the PEBBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pebble Group Business Description

Other Exchanges PEBB:UK
Address 748-754 Wilmslow Road, Suite 1, Didsbury House, Didsbury, Manchester, GBR, M20 2DW
Pebble Group PLC is engaged in the sale of technology solutions, products and related services to the promotional merchandise industry. The company has two segments: Brand Addition and Facilisgroup. The Brand Addition sale of promotional products through complex services provided under framework contracts on an international basis; and The Facilisgroup, engages in the provision of technology solutions, consolidated buying power and community learning and networking events to SME promotional product distributors in North America through subscription-based services. Geographically, it operates in the United Kingdom, Continental Europe, North America, and Rest of World. The Brand Addition segment accounts for the majority of revenue.
61GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.55
Price
$0.56
GF Value