AllDay Marts (PHS:ALLDY) Effective Interest Rate on Debt %: 12.18% (As of Sep. 2025)

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What is AllDay Marts Effective Interest Rate on Debt %?

AllDay Marts PHS:ALLDY Effective Interest Rate on Debt % is 12.18% as of Sep. 2025. The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AllDay Marts's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was ₱435 Mil. AllDay Marts's average total debt for the quarter that ended in Sep. 2025 was ₱3,573 Mil. Therefore, AllDay Marts's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 12.18%.

AllDay Marts  (PHS:ALLDY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

AllDay Marts Effective Interest Rate on Debt % Related Terms

AllDay Marts Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AllDay Marts's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AllDay Marts Effective Interest Rate on Debt % Chart

AllDay Marts Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 2.20 2.50 1.66 2.00 2.60

AllDay Marts Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.89 4.59 1.02 1.42 12.18

PHS:ALLDY vs DDS, M: Effective Interest Rate on Debt % Comparison

For the Department Stores subindustry, AllDay Marts's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AllDay Marts Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, AllDay Marts's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AllDay Marts's Effective Interest Rate on Debt % falls into.


AllDay Marts Effective Interest Rate on Debt % Calculation

AllDay Marts's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -65.372/( (1945.841+3087.573)/ 2 )
=-1  *  -65.372/2516.707
=2.60 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=545.206 + 1400.635
=1945.841

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=977.676 + 2109.897
=3087.573

AllDay Marts's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -435.348/( (4636.941+2509.444)/ 2 )
=-1  *  -435.348/3573.1925
=12.18 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1942.589 + 2694.352
=4636.941

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=746.907 + 1762.537
=2509.444

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.18% mean?
AllDay Marts (PHS:ALLDY) has a Effective Interest Rate on Debt % of 12.18% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AllDay Marts and its competitors.
Is AllDay Marts' Effective Interest Rate on Debt % too high?
AllDay Marts' current Effective Interest Rate on Debt % is 12.18%.
How does AllDay Marts' Effective Interest Rate on Debt % compare to DDS and M?
AllDay Marts' Effective Interest Rate on Debt % of 12.18% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AllDay Marts and its competitors. AllDay Marts's current Effective Interest Rate on Debt % is 12.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AllDay Marts stock overvalued right now?
Based on GuruFocus' analysis, AllDay Marts (PHS:ALLDY) is currently considered Possible Value Trap. The stock's GF Value™ is ₱0.08, compared to a current price of ₱0.04 — trading 56.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 12.18%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AllDay Marts (PHS:ALLDY), the current Effective Interest Rate on Debt % is 12.18% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AllDay Marts Business Description

Address Daanghari Road, LGF Building B, Evia Lifestyle Center, Muntinlupa, PHL
AllDay Marts Inc operates supermarket stores in Philippines. The Company has only one reportable segment which is the trading business. The company's supermarket stores offer grocery, home appliances, personal care, and pharmacy products. The revenue of the Company consists mainly of sales to external customers through its retail and e-commerce channels.