Central Azucarera De Tarlac (PHS:CAT) Effective Interest Rate on Debt %: 7.05% (As of Mar. 2026)


PHS:CAT Central Azucarera De Tarlac Inc PHS:CAT
80 GF Score
Price ₱9.96
GF Value ₱11.94
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Central Azucarera De Tarlac Effective Interest Rate on Debt %?

Central Azucarera De Tarlac PHS:CAT 80 Effective Interest Rate on Debt % is 7.05% as of Mar. 2026. GuruFocus rates PHS:CAT with a GF Score™ of 80/100 and a GF Value™ of ₱11.94 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Central Azucarera De Tarlac's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₱109 Mil. Central Azucarera De Tarlac's average total debt for the quarter that ended in Mar. 2026 was ₱1,543 Mil. Therefore, Central Azucarera De Tarlac's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.05%.


Central Azucarera De Tarlac  (PHS:CAT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Central Azucarera De Tarlac Effective Interest Rate on Debt % Related Terms


Central Azucarera De Tarlac Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Central Azucarera De Tarlac's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Azucarera De Tarlac Effective Interest Rate on Debt % Chart

Central Azucarera De Tarlac Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.07 6.06 8.04 8.86 7.59

Central Azucarera De Tarlac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.75 9.69 6.66 7.01 7.05

PHS:CAT vs MDLZ, HSY, TR: Effective Interest Rate on Debt % Comparison

For the Confectioners subindustry, Central Azucarera De Tarlac's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Azucarera De Tarlac Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Central Azucarera De Tarlac's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Central Azucarera De Tarlac's Effective Interest Rate on Debt % falls into.


PHS:CAT
80GF Score
Central Azucarera De Tarlac Inc PHS:CAT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Central Azucarera De Tarlac Effective Interest Rate on Debt % Calculation

Central Azucarera De Tarlac's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -96.308/( (1310.071+1227.436)/ 2 )
=-1  *  -96.308/1268.7535
=7.59 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=389.436 + 920.635
=1310.071

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=252.934 + 974.502
=1227.436

Central Azucarera De Tarlac's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -108.756/( (1495.061+1590.374)/ 2 )
=-1  *  -108.756/1542.7175
=7.05 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=217.171 + 1277.89
=1495.061

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=170.747 + 1419.627
=1590.374

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.05% mean?
Central Azucarera De Tarlac (PHS:CAT) has a Effective Interest Rate on Debt % of 7.05% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Central Azucarera De Tarlac and its competitors.
Is Central Azucarera De Tarlac's Effective Interest Rate on Debt % too high?
Central Azucarera De Tarlac's current Effective Interest Rate on Debt % is 7.05%. Overall, Central Azucarera De Tarlac has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Central Azucarera De Tarlac's Effective Interest Rate on Debt % compare to MDLZ and HSY?
Central Azucarera De Tarlac's Effective Interest Rate on Debt % of 7.05% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Central Azucarera De Tarlac and its competitors. Central Azucarera De Tarlac's current Effective Interest Rate on Debt % is 7.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Azucarera De Tarlac stock overvalued right now?
Based on GuruFocus' analysis, Central Azucarera De Tarlac (PHS:CAT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱11.94, compared to a current price of ₱9.96 — trading 16.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.05%. Central Azucarera De Tarlac's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Central Azucarera De Tarlac (PHS:CAT), the current Effective Interest Rate on Debt % is 7.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Azucarera De Tarlac (PHS:CAT) Overvalued in 2026?

Based on GuruFocus' analysis, Central Azucarera De Tarlac stock appears to be undervalued. The current stock price of ₱9.96 is trading 16.6% below its estimated GF Value™ of ₱11.94. GuruFocus considers Central Azucarera De Tarlac to be Modestly Undervalued.

Key valuation signals for PHS:CAT:

  • Effective Interest Rate on Debt %: 7.05%
  • GF Value™: ₱11.94 vs. price of ₱9.96 (16.6% below fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the PHS:CAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Azucarera De Tarlac Business Description

Address San Miguel, Tarlac, PHL, 1231
Central Azucarera De Tarlac Inc is a company engaged in the business of sugar milling. It engages in the production of raw and refined sugar, alcohol, liquid carbon dioxide and yeast. It operates through the following segments: Sugar and by-Products, Real estate and Industrial services. The Sugar and by-Products segment involve the production of sugar and sugar by-products. Real estate and Industrial services include developing, leasing and selling real properties and other ancillary services. The Sugar and By-Products segment accounts majorly in the firm's revenue while it principally operates in the Philippines.
80GF Score

Get the complete analysis for PHS:CAT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱9.96
Price
₱11.94
GF Value