Manila Water Co (PHS:MWC) Effective Interest Rate on Debt %: 4.38% (As of Mar. 2026)


PHS:MWC Manila Water Co Inc PHS:MWC
97 GF Score
Price ₱34.20
GF Value ₱36.06
Valuation Fairly Valued
! 4 Warning Signs
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What is Manila Water Co Effective Interest Rate on Debt %?

Manila Water Co PHS:MWC +2.86% 97 Effective Interest Rate on Debt % is 4.38% as of Mar. 2026. GuruFocus rates PHS:MWC with a GF Score™ of 97/100 and a GF Value™ of ₱36.06 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Manila Water Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₱6,480 Mil. Manila Water Co's average total debt for the quarter that ended in Mar. 2026 was ₱147,893 Mil. Therefore, Manila Water Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.38%.


Manila Water Co  (PHS:MWC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Manila Water Co Effective Interest Rate on Debt % Related Terms


Manila Water Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Manila Water Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Manila Water Co Effective Interest Rate on Debt % Chart

Manila Water Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.86 2.97 3.73 3.26 2.65

Manila Water Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.11 2.78 3.18 2.18 4.38

PHS:MWC vs AWK, WTRG, AWR: Effective Interest Rate on Debt % Comparison

For the Utilities - Regulated Water subindustry, Manila Water Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Manila Water Co Effective Interest Rate on Debt % vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Manila Water Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Manila Water Co's Effective Interest Rate on Debt % falls into.


PHS:MWC
97GF Score
Manila Water Co Inc PHS:MWC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Manila Water Co Effective Interest Rate on Debt % Calculation

Manila Water Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -3161.833/( (106833.582+132200.959)/ 2 )
=-1  *  -3161.833/119517.2705
=2.65 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=99517.099 + 7316.483
=106833.582

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=120256.002 + 11944.957
=132200.959

Manila Water Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6480.316/( (132200.959+163584.862)/ 2 )
=-1  *  -6480.316/147892.9105
=4.38 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=120256.002 + 11944.957
=132200.959

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=149237.731 + 14347.131
=163584.862

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.38% mean?
Manila Water Co (PHS:MWC) has a Effective Interest Rate on Debt % of 4.38% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Manila Water Co and its competitors.
Is Manila Water Co's Effective Interest Rate on Debt % too high?
Manila Water Co's current Effective Interest Rate on Debt % is 4.38%. Overall, Manila Water Co has a GF Score™ of 97/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Manila Water Co's Effective Interest Rate on Debt % compare to AWK and WTRG?
Manila Water Co's Effective Interest Rate on Debt % of 4.38% can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Utilities - Regulated company?
A good Effective Interest Rate on Debt % depends on the Utilities - Regulated industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Manila Water Co and its competitors. Manila Water Co's current Effective Interest Rate on Debt % is 4.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manila Water Co stock overvalued right now?
Based on GuruFocus' analysis, Manila Water Co (PHS:MWC) is currently considered Fairly Valued. The stock's GF Value™ is ₱36.06, compared to a current price of ₱34.20 — trading 5.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.38%. Manila Water Co's overall GF Score™ is 97/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Manila Water Co (PHS:MWC), the current Effective Interest Rate on Debt % is 4.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Manila Water Co (PHS:MWC) Overvalued in 2026?

Based on GuruFocus' analysis, Manila Water Co stock appears to be undervalued. The current stock price of ₱34.20 is trading 5.2% below its estimated GF Value™ of ₱36.06. GuruFocus considers Manila Water Co to be Fairly Valued.

Key valuation signals for PHS:MWC:

  • Effective Interest Rate on Debt %: 4.38%
  • GF Value™: ₱36.06 vs. price of ₱34.20 (5.2% below fair value)
  • GF Score™: 97/100 with 4 warning signs

No single metric tells the full story. See the PHS:MWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Manila Water Co Business Description

Other Exchanges MWTCY:USA
Address 489 Katipunan Road, 2nd Floor, MWSS Administration Building, Balara, Quezon, PHL, 1105
Manila Water Co Inc holds the exclusive right to provide water and used water services in the East Zone of Metro Manila under a concession agreement with the Metropolitan Waterworks and Sewerage System. The company delivers water treatment, distribution, sewerage, and sanitation services to a large population across residential, commercial, and industrial customers. Its service area covers several cities and municipalities in Metro Manila and nearby parts of Rizal, including urban centers such as Makati, Pasig, Quezon City, Taguig, and Marikina, along with surrounding towns.
97GF Score

Get the complete analysis for PHS:MWC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱34.20
Price
₱36.06
GF Value