Universal Robina (PHS:URC) Effective Interest Rate on Debt %: 5.25% (As of Mar. 2026)


PHS:URC Universal Robina Corp PHS:URC
85 GF Score
Price ₱64.00
GF Value ₱99.68
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Universal Robina Effective Interest Rate on Debt %?

Universal Robina PHS:URC -1.61% 85 Effective Interest Rate on Debt % is 5.25% as of Mar. 2026. GuruFocus rates PHS:URC with a GF Score™ of 85/100 and a GF Value™ of ₱99.68 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Universal Robina's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₱1,287 Mil. Universal Robina's average total debt for the quarter that ended in Mar. 2026 was ₱24,515 Mil. Therefore, Universal Robina's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.25%.


Universal Robina  (PHS:URC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Universal Robina Effective Interest Rate on Debt % Related Terms


Universal Robina Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Universal Robina's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Robina Effective Interest Rate on Debt % Chart

Universal Robina Annual Data
Trend Sep16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.72 3.67 5.90 6.52 5.79

Universal Robina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.71 7.01 6.20 3.63 5.25

PHS:URC vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Universal Robina's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Robina Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Universal Robina's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Universal Robina's Effective Interest Rate on Debt % falls into.


PHS:URC
85GF Score
Universal Robina Corp PHS:URC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Universal Robina Effective Interest Rate on Debt % Calculation

Universal Robina's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1392.207/( (21912.408+26146.155)/ 2 )
=-1  *  -1392.207/24029.2815
=5.79 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1177.908 + 20734.5
=21912.408

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2429.034 + 23717.121
=26146.155

Universal Robina's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1286.616/( (26146.155+22884.492)/ 2 )
=-1  *  -1286.616/24515.3235
=5.25 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2429.034 + 23717.121
=26146.155

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2270.779 + 20613.713
=22884.492

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.25% mean?
Universal Robina (PHS:URC) has a Effective Interest Rate on Debt % of 5.25% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Universal Robina and its competitors.
Is Universal Robina's Effective Interest Rate on Debt % too high?
Universal Robina's current Effective Interest Rate on Debt % is 5.25%. Overall, Universal Robina has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Universal Robina's Effective Interest Rate on Debt % compare to KHC and GIS?
Universal Robina's Effective Interest Rate on Debt % of 5.25% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Universal Robina and its competitors. Universal Robina's current Effective Interest Rate on Debt % is 5.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Robina stock overvalued right now?
Based on GuruFocus' analysis, Universal Robina (PHS:URC) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱99.68, compared to a current price of ₱64.00 — trading 35.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.25%. Universal Robina's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Universal Robina (PHS:URC), the current Effective Interest Rate on Debt % is 5.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Robina (PHS:URC) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Robina stock appears to be undervalued. The current stock price of ₱64.00 is trading 35.8% below its estimated GF Value™ of ₱99.68. GuruFocus considers Universal Robina to be Significantly Undervalued.

Key valuation signals for PHS:URC:

  • Effective Interest Rate on Debt %: 5.25%
  • GF Value™: ₱99.68 vs. price of ₱64.00 (35.8% below fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the PHS:URC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universal Robina Business Description

Other Exchanges UVRBY:USAUVRBF:USA
Address E. Rodriguez, Jr. Avenue C5 Road, 8th Floor, Tera Tower, Bridgetowne, Ugong Norte, Metro Manila, Quezon City, PHL, 1110
Universal Robina Corp is branded food products companies in the Philippines and has a powerful presence in ASEAN markets. The Group organized into three business segments branded consumer foods which manufactures, distributes, sells and markets a diverse mix of food and beverage products; Animal Nutrition and Health which focuses on animal nutrition through its core animal feeds business, complemented by the expansion of its pet food portfolio, and its drugs and disinfectants; and Commodities. The corporate business segment engages in bonds and securities investment and fund sourcing activities. The majority of revenue comes from Branded consumer foods. The Group operates in the Philippines, Vietnam, Thailand, Myanmar, Indonesia, Malaysia, Singapore, China and Hong Kong.
85GF Score

Get the complete analysis for PHS:URC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱64.00
Price
₱99.68
GF Value