Universal Robina (PHS:URC) Interest Coverage: 16.69 (As of Mar. 2026) — 12% Above Median


PHS:URC Universal Robina Corp PHS:URC
81 GF Score
Price ₱64.20
GF Value ₱99.57
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Universal Robina Interest Coverage?

Universal Robina PHS:URC +3.55% 81 Interest Coverage is 16.69 as of Mar. 2026, which is 12% above its 10-year median of 14.94. GuruFocus rates PHS:URC with a GF Score™ of 81/100 and a GF Value™ of ₱99.57 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, Universal Robina ranks better than 54.57% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Universal Robina's Operating Income for the three months ended in Mar. 2026 was ₱5,368 Mil. Universal Robina's Interest Expense for the three months ended in Mar. 2026 was ₱-322 Mil. Universal Robina's interest coverage for the quarter that ended in Mar. 2026 was 16.69. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Universal Robina's Interest Coverage or its related term are showing as below:

PHS:URC' s Interest Coverage Range Over the Past 10 Years
Min: 8.15   Med: 14.94   Max: 21.47
Current: 11.28


PHS:URC's Interest Coverage is ranked better than
54.57% of 1510 companies
in the Consumer Packaged Goods industry
Industry Median: 8.64 vs PHS:URC: 11.28

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Universal Robina  (PHS:URC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Universal Robina Interest Coverage Related Terms


Universal Robina Interest Coverage Historical Data

* Premium members only.

The historical data trend for Universal Robina's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Universal Robina Interest Coverage Chart

Universal Robina Annual Data
Trend Sep16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.18 18.51 10.85 10.11 11.08

Universal Robina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.40 9.62 7.48 13.19 16.69

PHS:URC vs KHC, GIS: Interest Coverage Comparison

For the Packaged Foods subindustry, Universal Robina's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Robina Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Universal Robina's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Universal Robina's Interest Coverage falls into.


PHS:URC
81GF Score
Universal Robina Corp PHS:URC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Universal Robina Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Universal Robina's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Universal Robina's Interest Expense was ₱-1,392 Mil. Its Operating Income was ₱15,422 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱2,429 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*15422.495/-1392.207
=11.08

Universal Robina's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Universal Robina's Interest Expense was ₱-322 Mil. Its Operating Income was ₱5,368 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱2,271 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5367.883/-321.654
=16.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 16.69 mean?
Universal Robina (PHS:URC) has a Interest Coverage of 16.69 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Universal Robina and its competitors. This is 12% above median its historical median of 14.94. Over the past decade, Universal Robina's Interest Coverage has ranged from 8.15 to 21.47. According to the industry distribution chart, Universal Robina ranks #686 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 45.4%.
Is Universal Robina's Interest Coverage too high?
Universal Robina's current Interest Coverage of 16.69 is 12% above median its 10-year median of 14.94. Over the past 10 years, this metric has ranged from a low of 8.15 to a high of 21.47. The Consumer Packaged Goods industry median Interest Coverage is 8.64. Universal Robina's value of 16.69 is 93.2% above this industry median. Based on the distribution chart, Universal Robina ranks #686 out of 1510 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Universal Robina has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Universal Robina's Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Universal Robina ranks #686 out of 1510 companies for Interest Coverage. This puts Universal Robina in the upper half of its industry. The industry median Interest Coverage is 8.64. Universal Robina's value of 16.69 is 93.2% above this benchmark. Historically, Universal Robina's own Interest Coverage has ranged from 8.15 to 21.47 over the past decade. While the company's 10-year median is 14.94 vs. the industry median of 8.64, Universal Robina has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Robina's current Interest Coverage of 16.69 is 93.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Universal Robina and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Robina's current Interest Coverage is 16.69, which is 12% above median its own 10-year median of 14.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Robina stock overvalued right now?
Based on GuruFocus' analysis, Universal Robina (PHS:URC) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱99.57, compared to a current price of ₱64.20 — trading 35.5% below its estimated fair value. The current Interest Coverage is 16.69, which is 12% above median its 10-year median of 14.94 and 93.2% above the Consumer Packaged Goods industry median of 8.64. Universal Robina's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Universal Robina (PHS:URC), the current Interest Coverage is 16.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Robina (PHS:URC) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Robina stock appears to be undervalued. The current stock price of ₱64.20 is trading 35.5% below its estimated GF Value™ of ₱99.57. GuruFocus considers Universal Robina to be Significantly Undervalued.

Key valuation signals for PHS:URC:

  • Interest Coverage: 16.69 (12% above median its 10-year median of 14.94)
  • GF Value™: ₱99.57 vs. price of ₱64.20 (35.5% below fair value)
  • GF Score™: 81/100 with 3 warning signs
  • Industry Position: 93.2% above the Consumer Packaged Goods median (#686 of 1510)

No single metric tells the full story. See the PHS:URC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universal Robina Business Description

Other Exchanges UVRBY:USAUVRBF:USA
Address E. Rodriguez, Jr. Avenue C5 Road, 8th Floor, Tera Tower, Bridgetowne, Ugong Norte, Metro Manila, Quezon City, PHL, 1110
Universal Robina Corp is branded food products companies in the Philippines and has a powerful presence in ASEAN markets. The Group organized into three business segments branded consumer foods which manufactures, distributes, sells and markets a diverse mix of food and beverage products; Animal Nutrition and Health which focuses on animal nutrition through its core animal feeds business, complemented by the expansion of its pet food portfolio, and its drugs and disinfectants; and Commodities. The corporate business segment engages in bonds and securities investment and fund sourcing activities. The majority of revenue comes from Branded consumer foods. The Group operates in the Philippines, Vietnam, Thailand, Myanmar, Indonesia, Malaysia, Singapore, China and Hong Kong.
81GF Score

Get the complete analysis for PHS:URC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱64.20
Price
₱99.57
GF Value