Waterfront Philippines (PHS:WPI) Effective Interest Rate on Debt %: 8.51% (As of Sep. 2025)


PHS:WPI Waterfront Philippines Inc PHS:WPI
45 GF Score
Price ₱0.49
GF Value ₱0.52
Valuation Fairly Valued
! 10 Warning Signs
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What is Waterfront Philippines Effective Interest Rate on Debt %?

Waterfront Philippines PHS:WPI 45 Effective Interest Rate on Debt % is 8.51% as of Sep. 2025. GuruFocus rates PHS:WPI with a GF Score™ of 45/100 and a GF Value™ of ₱0.52 (Fairly Valued). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Waterfront Philippines's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was ₱235 Mil. Waterfront Philippines's average total debt for the quarter that ended in Sep. 2025 was ₱2,762 Mil. Therefore, Waterfront Philippines's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 8.51%.


Waterfront Philippines  (PHS:WPI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Waterfront Philippines Effective Interest Rate on Debt % Related Terms


Waterfront Philippines Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Waterfront Philippines's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Waterfront Philippines Effective Interest Rate on Debt % Chart

Waterfront Philippines Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.06 8.12 7.18 8.80 9.88

Waterfront Philippines Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.87 12.56 5.48 8.10 8.51

PHS:WPI vs LVS, MGM, WYNN: Effective Interest Rate on Debt % Comparison

For the Resorts & Casinos subindustry, Waterfront Philippines's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Waterfront Philippines Effective Interest Rate on Debt % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Waterfront Philippines's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Waterfront Philippines's Effective Interest Rate on Debt % falls into.


PHS:WPI
45GF Score
Waterfront Philippines Inc PHS:WPI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Waterfront Philippines Effective Interest Rate on Debt % Calculation

Waterfront Philippines's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -310.002/( (3312.154+2963.062)/ 2 )
=-1  *  -310.002/3137.608
=9.88 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2581.114 + 731.04
=3312.154

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2288.118 + 674.944
=2963.062

Waterfront Philippines's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -234.988/( (2892.306+2631.863)/ 2 )
=-1  *  -234.988/2762.0845
=8.51 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2222.306 + 670
=2892.306

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1902.965 + 728.898
=2631.863

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.51% mean?
Waterfront Philippines (PHS:WPI) has a Effective Interest Rate on Debt % of 8.51% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Waterfront Philippines and its competitors.
Is Waterfront Philippines' Effective Interest Rate on Debt % too high?
Waterfront Philippines' current Effective Interest Rate on Debt % is 8.51%. Overall, Waterfront Philippines has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Waterfront Philippines' Effective Interest Rate on Debt % compare to LVS and MGM?
Waterfront Philippines' Effective Interest Rate on Debt % of 8.51% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Waterfront Philippines and its competitors. Waterfront Philippines's current Effective Interest Rate on Debt % is 8.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterfront Philippines stock overvalued right now?
Based on GuruFocus' analysis, Waterfront Philippines (PHS:WPI) is currently considered Fairly Valued. The stock's GF Value™ is ₱0.52, compared to a current price of ₱0.49 — trading 5.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.51%. Waterfront Philippines' overall GF Score™ is 45/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Waterfront Philippines (PHS:WPI), the current Effective Interest Rate on Debt % is 8.51% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Waterfront Philippines (PHS:WPI) Overvalued in 2026?

Based on GuruFocus' analysis, Waterfront Philippines stock appears to be undervalued. The current stock price of ₱0.49 is trading 5.8% below its estimated GF Value™ of ₱0.52. GuruFocus considers Waterfront Philippines to be Fairly Valued.

Key valuation signals for PHS:WPI:

  • Effective Interest Rate on Debt %: 8.51%
  • GF Value™: ₱0.52 vs. price of ₱0.49 (5.8% below fair value)
  • GF Score™: 45/100 with 10 warning signs

No single metric tells the full story. See the PHS:WPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Waterfront Philippines Business Description

Address No.1 Waterfront Drive, Off Salinas Drive Lahug, Cebu, CEB, PHL, 6000
Waterfront Philippines Inc is an investment holding company for hotel, leisure, and tourism businesses. The company holds equity interests in hotels and resorts, a fitness gym, and entities engaged in the international marketing and promotion of casinos. The group's operating businesses are organized and managed separately according to hotel property location, with each segment representing a strategic business unit. Its segments are WCCCHI, WMCHI, DIHCI, Parent Company and Others, and APHC and Subsidiaries. The majority is from the WCCCHI segment.
45GF Score

Get the complete analysis for PHS:WPI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.49
Price
₱0.52
GF Value