PKIN (Pekin Life Insurance Co) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2006)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PKIN Pekin Life Insurance Co PKIN
34 GF Score
Price $11.75
View Full Analysis

What is Pekin Life Insurance Co Effective Interest Rate on Debt %?

Pekin Life Insurance Co PKIN 34 Effective Interest Rate on Debt % is 0.00% as of Dec. 2006. GuruFocus rates PKIN with a GF Score™ of 34/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pekin Life Insurance Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2006 was $0.0 Mil. Pekin Life Insurance Co's average total debt for the quarter that ended in Dec. 2006 was $0.0 Mil. Therefore, Pekin Life Insurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2006 was N/A%.

Pekin Life Insurance Co  (OTCPK:PKIN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Pekin Life Insurance Co Effective Interest Rate on Debt % Related Terms

Pekin Life Insurance Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pekin Life Insurance Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pekin Life Insurance Co Effective Interest Rate on Debt % Chart

Pekin Life Insurance Co Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06
Effective Interest Rate on Debt %
0.00 0.00 0.00 0.00 0.00

Pekin Life Insurance Co Quarterly Data
Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PKIN vs VERY, CIA, UTGN: Effective Interest Rate on Debt % Comparison

For the Insurance - Life subindustry, Pekin Life Insurance Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pekin Life Insurance Co Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Pekin Life Insurance Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pekin Life Insurance Co's Effective Interest Rate on Debt % falls into.


PKIN
34GF Score
Pekin Life Insurance Co PKIN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pekin Life Insurance Co Effective Interest Rate on Debt % Calculation

Pekin Life Insurance Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2006 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2005 )+Total Debt  (A: Dec. 2006 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

Total Debt  (A: Dec. 2005 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Total Debt  (A: Dec. 2006 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Pekin Life Insurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2006 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2006 )+Total Debt  (Q: Dec. 2006 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

Total Debt  (Q: Sep. 2006 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Total Debt  (Q: Dec. 2006 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2006) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Pekin Life Insurance Co (PKIN) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2006. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pekin Life Insurance Co and its competitors.
Is Pekin Life Insurance Co's Effective Interest Rate on Debt % too high?
Pekin Life Insurance Co's current Effective Interest Rate on Debt % is 0.00%. Overall, Pekin Life Insurance Co has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Pekin Life Insurance Co's Effective Interest Rate on Debt % compare to VERY and CIA?
Pekin Life Insurance Co's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pekin Life Insurance Co and its competitors. Pekin Life Insurance Co's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pekin Life Insurance Co stock overvalued right now?
Pekin Life Insurance Co (PKIN) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Pekin Life Insurance Co's overall GF Score™ is 34/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pekin Life Insurance Co (PKIN), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2006. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pekin Life Insurance Co Business Description

Address 2505 Court Street, Pekin, IL, USA, 61558-0001
Pekin Life Insurance Co is an insurance company. It offers life insurance, accident insurance, health insurance, auto insurance, home insurance, and business insurance to individuals and businesses across the country. The company also offers group life, dental, and short-term disability as well as voluntary products. It sells its insurance products through independent agents.
34GF Score

Get the complete analysis for PKIN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.75
Price