PLYM (Plymouth Industrial REIT) Effective Interest Rate on Debt %: 4.48% (As of Sep. 2025)


PLYM Plymouth Industrial REIT Inc PLYM
54 GF Score
Price $21.98
GF Value $20.52
! 11 Warning Signs
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What is Plymouth Industrial REIT Effective Interest Rate on Debt %?

Plymouth Industrial REIT PLYM 54 Effective Interest Rate on Debt % is 4.48% as of Sep. 2025. GuruFocus rates PLYM with a GF Score™ of 54/100 and a GF Value™ of $20.52. The stock has 11 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Plymouth Industrial REIT's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $37.8 Mil. Plymouth Industrial REIT's average total debt for the quarter that ended in Sep. 2025 was $842.7 Mil. Therefore, Plymouth Industrial REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 4.48%.


Plymouth Industrial REIT  (NYSE:PLYM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Plymouth Industrial REIT Effective Interest Rate on Debt % Related Terms


Plymouth Industrial REIT Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Plymouth Industrial REIT's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plymouth Industrial REIT Effective Interest Rate on Debt % Chart

Plymouth Industrial REIT Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.81 3.30 4.01 4.03 4.89

Plymouth Industrial REIT Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.90 4.06 4.04 3.85 4.48

PLYM vs IIPR, ILPT, MDV: Effective Interest Rate on Debt % Comparison

For the REIT - Industrial subindustry, Plymouth Industrial REIT's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plymouth Industrial REIT Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Plymouth Industrial REIT's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Plymouth Industrial REIT's Effective Interest Rate on Debt % falls into.


PLYM
54GF Score
Plymouth Industrial REIT Inc PLYM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Plymouth Industrial REIT Effective Interest Rate on Debt % Calculation

Plymouth Industrial REIT's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -37.151/( (872.548+646.018)/ 2 )
=-1  *  -37.151/759.283
=4.89 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=717.148 + 155.4
=872.548

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=626.018 + 20
=646.018

Plymouth Industrial REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -37.752/( (839.089+846.229)/ 2 )
=-1  *  -37.752/842.659
=4.48 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=624.889 + 214.2
=839.089

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=624.329 + 221.9
=846.229

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.48% mean?
Plymouth Industrial REIT (PLYM) has a Effective Interest Rate on Debt % of 4.48% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Plymouth Industrial REIT and its competitors.
Is Plymouth Industrial REIT's Effective Interest Rate on Debt % too high?
Plymouth Industrial REIT's current Effective Interest Rate on Debt % is 4.48%. Overall, Plymouth Industrial REIT has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Plymouth Industrial REIT's Effective Interest Rate on Debt % compare to IIPR and ILPT?
Plymouth Industrial REIT's Effective Interest Rate on Debt % of 4.48% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Plymouth Industrial REIT and its competitors. Plymouth Industrial REIT's current Effective Interest Rate on Debt % is 4.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plymouth Industrial REIT stock overvalued right now?
Plymouth Industrial REIT (PLYM) has a current Effective Interest Rate on Debt % of 4.48%. The stock's GF Value™ is $20.52, compared to a current price of $21.98 — trading 7.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.48%. Plymouth Industrial REIT's overall GF Score™ is 54/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Plymouth Industrial REIT (PLYM), the current Effective Interest Rate on Debt % is 4.48% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plymouth Industrial REIT (PLYM) Overvalued in 2026?

Based on GuruFocus' analysis, Plymouth Industrial REIT stock appears to be overvalued. The current stock price of $21.98 is trading 7.1% above its estimated GF Value™ of $20.52.

Key valuation signals for PLYM:

  • Effective Interest Rate on Debt %: 4.48%
  • GF Value™: $20.52 vs. price of $21.98 (7.1% above fair value)
  • GF Score™: 54/100 with 11 warning signs

No single metric tells the full story. See the PLYM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plymouth Industrial REIT Business Description

Industry Real EstateREITs
Address 20 Custom House Street, 11th Floor, Boston, MA, USA, 02110
Plymouth Industrial REIT Inc is a full-service, vertically integrated, self-administered, and self-managed Maryland corporation. It is focused on the acquisition, ownership, and management of single and multi-tenant Class B industrial properties, including distribution centers, warehouses, and light industrial properties, located in secondary and primary markets across the United States. The company has one reportable segment, which is Industrial properties. The majority of its property portfolio is spread across Florida, Ohio, Indiana, Tennessee, Illinois and Georgia, among others. It receives income from the rental revenue through its properties.
54GF Score

Get the complete analysis for PLYM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.98
Price
$20.52
GF Value