PWCDF (Power of Canada) Effective Interest Rate on Debt %: 3.47% (As of Mar. 2026)


PWCDF Power Corporation of Canada PWCDF
57 GF Score
Price $62.85
GF Value $44.85
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Power of Canada Effective Interest Rate on Debt %?

Power of Canada PWCDF +1.11% 57 Effective Interest Rate on Debt % is 3.47% as of Mar. 2026. GuruFocus rates PWCDF with a GF Score™ of 57/100 and a GF Value™ of $44.85 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Power of Canada's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $595 Mil. Power of Canada's average total debt for the quarter that ended in Mar. 2026 was $17,123 Mil. Therefore, Power of Canada's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.47%.


Power of Canada  (OTCPK:PWCDF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Power of Canada Effective Interest Rate on Debt % Related Terms


Power of Canada Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Power of Canada's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Power of Canada Effective Interest Rate on Debt % Chart

Power of Canada Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.90 3.18 3.52 3.39 3.27

Power of Canada Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.79 4.10 3.80 2.90 3.47

PWCDF vs AFL, MET, PRU: Effective Interest Rate on Debt % Comparison

For the Insurance - Life subindustry, Power of Canada's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Power of Canada Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Power of Canada's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Power of Canada's Effective Interest Rate on Debt % falls into.


PWCDF
57GF Score
Power Corporation of Canada PWCDF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Power of Canada Effective Interest Rate on Debt % Calculation

Power of Canada's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -582.82/( (16940.408+18757.521)/ 2 )
=-1  *  -582.82/17848.9645
=3.27 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13851.337 + 3089.071
=16940.408

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15282.349 + 3475.172
=18757.521

Power of Canada's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -594.752/( (18757.521+15487.609)/ 2 )
=-1  *  -594.752/17122.565
=3.47 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15282.349 + 3475.172
=18757.521

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12080.175 + 3407.434
=15487.609

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.47% mean?
Power of Canada (PWCDF) has a Effective Interest Rate on Debt % of 3.47% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Power of Canada and its competitors.
Is Power of Canada's Effective Interest Rate on Debt % too high?
Power of Canada's current Effective Interest Rate on Debt % is 3.47%. Overall, Power of Canada has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Power of Canada's Effective Interest Rate on Debt % compare to AFL and MET?
Power of Canada's Effective Interest Rate on Debt % of 3.47% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Power of Canada and its competitors. Power of Canada's current Effective Interest Rate on Debt % is 3.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Power of Canada stock overvalued right now?
Based on GuruFocus' analysis, Power of Canada (PWCDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $44.85, compared to a current price of $62.85 — trading 40.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.47%. Power of Canada's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Power of Canada (PWCDF), the current Effective Interest Rate on Debt % is 3.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Power of Canada (PWCDF) Overvalued in 2026?

Based on GuruFocus' analysis, Power of Canada stock appears to be overvalued. The current stock price of $62.85 is trading 40.1% above its estimated GF Value™ of $44.85. GuruFocus considers Power of Canada to be Significantly Overvalued.

Key valuation signals for PWCDF:

  • Effective Interest Rate on Debt %: 3.47%
  • GF Value™: $44.85 vs. price of $62.85 (40.1% above fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the PWCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Power of Canada Business Description

Address 751 Victoria Square, Montreal, QC, CAN, H2Y 2J3
Power Corp. of Canada is a holding company with controlling interests in Great-West Lifeco (one of the big three Canadian life insurers), IGM Financial (Canada's largest nonbank asset manager), and other alternative asset management platforms (Sagard and Power Sustainable). The company also has minority interests in Groupe Bruxelles Lambert, a holding company with interests in European firms.
57GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.85
Price
$44.85
GF Value