RMT (Royce Micro-Cap Trust) Effective Interest Rate on Debt %: 1.50% (As of Dec. 2025)

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RMT Royce Micro-Cap Trust Inc RMT
52 GF Score
Price $14.14
GF Value $10.44
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Royce Micro-Cap Trust Effective Interest Rate on Debt %?

Royce Micro-Cap Trust RMT +1.73% 52 Effective Interest Rate on Debt % is 1.50% as of Dec. 2025. GuruFocus rates RMT with a GF Score™ of 52/100 and a GF Value™ of $10.44 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Royce Micro-Cap Trust's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.30 Mil. Royce Micro-Cap Trust's average total debt for the quarter that ended in Dec. 2025 was $20.00 Mil. Therefore, Royce Micro-Cap Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.50%.


Royce Micro-Cap Trust  (NYSE:RMT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Royce Micro-Cap Trust Effective Interest Rate on Debt % Related Terms


Royce Micro-Cap Trust Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Royce Micro-Cap Trust's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Royce Micro-Cap Trust Effective Interest Rate on Debt % Chart

Royce Micro-Cap Trust Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 1.13 3.72 17.17 6.45 6.94

Royce Micro-Cap Trust Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.62 6.60 6.30 11.15 1.50

RMT vs GGN, CGBD, GCMG: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Royce Micro-Cap Trust's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Royce Micro-Cap Trust Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Royce Micro-Cap Trust's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Royce Micro-Cap Trust's Effective Interest Rate on Debt % falls into.


RMT
52GF Score
Royce Micro-Cap Trust Inc RMT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Royce Micro-Cap Trust Effective Interest Rate on Debt % Calculation

Royce Micro-Cap Trust's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.763/( (2+20)/ 2 )
=-1  *  -0.763/11
=6.94 %

where

Royce Micro-Cap Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.3/( (20+20)/ 2 )
=-1  *  -0.3/20
=1.50 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.50% mean?
Royce Micro-Cap Trust (RMT) has a Effective Interest Rate on Debt % of 1.50% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Royce Micro-Cap Trust and its competitors.
Is Royce Micro-Cap Trust's Effective Interest Rate on Debt % too high?
Royce Micro-Cap Trust's current Effective Interest Rate on Debt % is 1.50%. Overall, Royce Micro-Cap Trust has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Royce Micro-Cap Trust's Effective Interest Rate on Debt % compare to GGN and CGBD?
Royce Micro-Cap Trust's Effective Interest Rate on Debt % of 1.50% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Royce Micro-Cap Trust and its competitors. Royce Micro-Cap Trust's current Effective Interest Rate on Debt % is 1.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royce Micro-Cap Trust stock overvalued right now?
Based on GuruFocus' analysis, Royce Micro-Cap Trust (RMT) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.44, compared to a current price of $14.14 — trading 35.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.50%. Royce Micro-Cap Trust's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Royce Micro-Cap Trust (RMT), the current Effective Interest Rate on Debt % is 1.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Royce Micro-Cap Trust (RMT) Overvalued in 2026?

Based on GuruFocus' analysis, Royce Micro-Cap Trust stock appears to be overvalued. The current stock price of $14.14 is trading 35.4% above its estimated GF Value™ of $10.44. GuruFocus considers Royce Micro-Cap Trust to be Significantly Overvalued.

Key valuation signals for RMT:

  • Effective Interest Rate on Debt %: 1.50%
  • GF Value™: $10.44 vs. price of $14.14 (35.4% above fair value)
  • GF Score™: 52/100 with 8 warning signs

No single metric tells the full story. See the RMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Royce Micro-Cap Trust Business Description

Address One Madison Avenue, New York, NY, USA, 10010
Royce Micro-Cap Trust Inc is a diversified closed-end investment company. The company is engaged in investing in micro-cap securities. It invests in the consumer discretionary sector, including diversified consumer services, hotels, household durables, leisure products, and luxury goods. Consumer staples sector, including beverages, food, and staples retailing, food products, and personal products, Energy sector, including energy equipment and services, and oil, gas, and consumable fuels. The company also invests in other sectors, including healthcare, financials, industrials, IT, telecommunications, and materials.
52GF Score

Get the complete analysis for RMT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.14
Price
$10.44
GF Value