Wholetech System Hitech (ROCO:3402) Effective Interest Rate on Debt %: 3.82% (As of Dec. 2025)

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ROCO:3402 Wholetech System Hitech Ltd ROCO:3402
71 GF Score
Price NT$111.00
GF Value NT$100.23
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Wholetech System Hitech Effective Interest Rate on Debt %?

Wholetech System Hitech ROCO:3402 -3.90% 71 Effective Interest Rate on Debt % is 3.82% as of Dec. 2025. GuruFocus rates ROCO:3402 with a GF Score™ of 71/100 and a GF Value™ of NT$100.23 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Wholetech System Hitech's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was NT$8 Mil. Wholetech System Hitech's average total debt for the quarter that ended in Dec. 2025 was NT$202 Mil. Therefore, Wholetech System Hitech's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.82%.


Wholetech System Hitech  (ROCO:3402) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Wholetech System Hitech Effective Interest Rate on Debt % Related Terms


Wholetech System Hitech Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Wholetech System Hitech's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wholetech System Hitech Effective Interest Rate on Debt % Chart

Wholetech System Hitech Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 1.17 2.25 10.91 10.20

Wholetech System Hitech Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.43 4.70 4.68 5.43 3.82

ROCO:3402 vs GEV, ETN, PH: Effective Interest Rate on Debt % Comparison

For the Specialty Industrial Machinery subindustry, Wholetech System Hitech's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wholetech System Hitech Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Wholetech System Hitech's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Wholetech System Hitech's Effective Interest Rate on Debt % falls into.


ROCO:3402
71GF Score
Wholetech System Hitech Ltd ROCO:3402
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wholetech System Hitech Effective Interest Rate on Debt % Calculation

Wholetech System Hitech's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.67/( (41.698+89.15)/ 2 )
=-1  *  -6.67/65.424
=10.20 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 41.698
=41.698

Wholetech System Hitech's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -7.728/( (315.269+89.15)/ 2 )
=-1  *  -7.728/202.2095
=3.82 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 315.269
=315.269

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.82% mean?
Wholetech System Hitech (ROCO:3402) has a Effective Interest Rate on Debt % of 3.82% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wholetech System Hitech and its competitors.
Is Wholetech System Hitech's Effective Interest Rate on Debt % too high?
Wholetech System Hitech's current Effective Interest Rate on Debt % is 3.82%. Overall, Wholetech System Hitech has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wholetech System Hitech's Effective Interest Rate on Debt % compare to GEV and ETN?
Wholetech System Hitech's Effective Interest Rate on Debt % of 3.82% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wholetech System Hitech and its competitors. Wholetech System Hitech's current Effective Interest Rate on Debt % is 3.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wholetech System Hitech stock overvalued right now?
Based on GuruFocus' analysis, Wholetech System Hitech (ROCO:3402) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$100.23, compared to a current price of NT$111.00 — trading 10.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.82%. Wholetech System Hitech's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Wholetech System Hitech (ROCO:3402), the current Effective Interest Rate on Debt % is 3.82% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wholetech System Hitech (ROCO:3402) Overvalued in 2026?

Based on GuruFocus' analysis, Wholetech System Hitech stock appears to be overvalued. The current stock price of NT$111.00 is trading 10.7% above its estimated GF Value™ of NT$100.23. GuruFocus considers Wholetech System Hitech to be Modestly Overvalued.

Key valuation signals for ROCO:3402:

  • Effective Interest Rate on Debt %: 3.82%
  • GF Value™: NT$100.23 vs. price of NT$111.00 (10.7% above fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the ROCO:3402 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wholetech System Hitech Business Description

Address No. 14, Donghua Road, 8th Floor-1, Xiangshan District, Hsinchu City, TWN, 300061
Wholetech System Hitech Ltd is engaged in the design and construction of processing pipeline projects and clean room projects. It designs, plans, constructs, and tests Bulk Gas Systems, Specialty Gas Supply Systems, Pumping & Exhaust Piping System design and Gas cabinets, Gas Rack VMB, and VMP, among others.
71GF Score

Get the complete analysis for ROCO:3402

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$111.00
Price
NT$100.23
GF Value