Cowealth Medical Holding Co (ROCO:4745) Effective Interest Rate on Debt %: 1.89% (As of Mar. 2026)

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ROCO:4745 Cowealth Medical Holding Co Ltd ROCO:4745
50 GF Score
Price NT$12.20
GF Value NT$13.14
Valuation Fairly Valued
! 5 Warning Signs
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What is Cowealth Medical Holding Co Effective Interest Rate on Debt %?

Cowealth Medical Holding Co ROCO:4745 50 Effective Interest Rate on Debt % is 1.89% as of Mar. 2026. GuruFocus rates ROCO:4745 with a GF Score™ of 50/100 and a GF Value™ of NT$13.14 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cowealth Medical Holding Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was NT$21 Mil. Cowealth Medical Holding Co's average total debt for the quarter that ended in Mar. 2026 was NT$1,126 Mil. Therefore, Cowealth Medical Holding Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.89%.


Cowealth Medical Holding Co  (ROCO:4745) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Cowealth Medical Holding Co Effective Interest Rate on Debt % Related Terms


Cowealth Medical Holding Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Cowealth Medical Holding Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cowealth Medical Holding Co Effective Interest Rate on Debt % Chart

Cowealth Medical Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.57 2.67 4.33 3.81 2.42

Cowealth Medical Holding Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.10 1.54 2.22 1.43 1.89

ROCO:4745 vs ABT, SYK, MDT: Effective Interest Rate on Debt % Comparison

For the Medical Devices subindustry, Cowealth Medical Holding Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cowealth Medical Holding Co Effective Interest Rate on Debt % vs Medical Devices & Instruments Industry

For the Medical Devices & Instruments industry and Healthcare sector, Cowealth Medical Holding Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cowealth Medical Holding Co's Effective Interest Rate on Debt % falls into.


ROCO:4745
50GF Score
Cowealth Medical Holding Co Ltd ROCO:4745
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cowealth Medical Holding Co Effective Interest Rate on Debt % Calculation

Cowealth Medical Holding Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -22.724/( (872.695+1008.162)/ 2 )
=-1  *  -22.724/940.4285
=2.42 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.526 + 869.169
=872.695

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.069 + 999.093
=1008.162

Cowealth Medical Holding Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -21.236/( (1008.162+1244.298)/ 2 )
=-1  *  -21.236/1126.23
=1.89 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.069 + 999.093
=1008.162

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=23.365 + 1220.933
=1244.298

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.89% mean?
Cowealth Medical Holding Co (ROCO:4745) has a Effective Interest Rate on Debt % of 1.89% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cowealth Medical Holding Co and its competitors.
Is Cowealth Medical Holding Co's Effective Interest Rate on Debt % too high?
Cowealth Medical Holding Co's current Effective Interest Rate on Debt % is 1.89%. Overall, Cowealth Medical Holding Co has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cowealth Medical Holding Co's Effective Interest Rate on Debt % compare to ABT and SYK?
Cowealth Medical Holding Co's Effective Interest Rate on Debt % of 1.89% can be compared against companies in the Medical Devices & Instruments industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Medical Devices & Instruments company?
A good Effective Interest Rate on Debt % depends on the Medical Devices & Instruments industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cowealth Medical Holding Co and its competitors. Cowealth Medical Holding Co's current Effective Interest Rate on Debt % is 1.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cowealth Medical Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Cowealth Medical Holding Co (ROCO:4745) is currently considered Fairly Valued. The stock's GF Value™ is NT$13.14, compared to a current price of NT$12.20 — trading 7.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.89%. Cowealth Medical Holding Co's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cowealth Medical Holding Co (ROCO:4745), the current Effective Interest Rate on Debt % is 1.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cowealth Medical Holding Co (ROCO:4745) Overvalued in 2026?

Based on GuruFocus' analysis, Cowealth Medical Holding Co stock appears to be undervalued. The current stock price of NT$12.20 is trading 7.2% below its estimated GF Value™ of NT$13.14. GuruFocus considers Cowealth Medical Holding Co to be Fairly Valued.

Key valuation signals for ROCO:4745:

  • Effective Interest Rate on Debt %: 1.89%
  • GF Value™: NT$13.14 vs. price of NT$12.20 (7.2% below fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the ROCO:4745 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cowealth Medical Holding Co Business Description

Address North Sound Road, Suite 102, Cannon Place, P.O. Box 712, George Town, Grand Cayman, CYM, KY1-9006
Cowealth Medical Holding Co Ltd is mainly involved in trading medical equipment, reagents, and spare parts. Its wide range of solutions includes refined management services tailored for in-vitro diagnostic products, reagents, and consumables, an integrated platform designed for decision-making and analysis, commercialization of achievements in medical science and technology, a Multi-Channel Coaxial Time Audio Video Imaging Platform (MCCTAVIP), and an AI-assisted system for clinical diagnosis. The Group has two reportable segments: Segment A, which generates maximum revenue and sells equipment, and Segment B, which sells reagents and others. Geographically, it generates maximum revenue from China and Hong Kong, and the rest from Taiwan.
50GF Score

Get the complete analysis for ROCO:4745

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$12.20
Price
NT$13.14
GF Value