Formosaint Jose (ROCO:7764) Effective Interest Rate on Debt %: 1.61% (As of Dec. 2025)

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ROCO:7764 Formosa Saint Jose Corp ROCO:7764
15 GF Score
Price NT$11.70
! 5 Warning Signs
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What is Formosaint Jose Effective Interest Rate on Debt %?

Formosaint Jose ROCO:7764 15 Effective Interest Rate on Debt % is 1.61% as of Dec. 2025. GuruFocus rates ROCO:7764 with a GF Score™ of 15/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Formosaint Jose's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was NT$14.6 Mil. Formosaint Jose's average total debt for the quarter that ended in Dec. 2025 was NT$907.1 Mil. Therefore, Formosaint Jose's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.61%.


Formosaint Jose  (ROCO:7764) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Formosaint Jose Effective Interest Rate on Debt % Related Terms


Formosaint Jose Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Formosaint Jose's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Formosaint Jose Effective Interest Rate on Debt % Chart

Formosaint Jose Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
1.31 1.40 1.76 1.61 1.59

Formosaint Jose Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 1.93 1.52 1.57 1.62 1.61

ROCO:7764 vs ORLY, AZO: Effective Interest Rate on Debt % Comparison

For the Auto Parts subindustry, Formosaint Jose's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Formosaint Jose Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Formosaint Jose's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Formosaint Jose's Effective Interest Rate on Debt % falls into.


ROCO:7764
15GF Score
Formosa Saint Jose Corp ROCO:7764
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Formosaint Jose Effective Interest Rate on Debt % Calculation

Formosaint Jose's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -14.496/( (894.458+932.726)/ 2 )
=-1  *  -14.496/913.592
=1.59 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=713.828 + 180.63
=894.458

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=722.609 + 210.117
=932.726

Formosaint Jose's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -14.632/( (881.406+932.726)/ 2 )
=-1  *  -14.632/907.066
=1.61 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=682.189 + 199.217
=881.406

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=722.609 + 210.117
=932.726

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.61% mean?
Formosaint Jose (ROCO:7764) has a Effective Interest Rate on Debt % of 1.61% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Formosaint Jose and its competitors.
Is Formosaint Jose's Effective Interest Rate on Debt % too high?
Formosaint Jose's current Effective Interest Rate on Debt % is 1.61%. Overall, Formosaint Jose has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Formosaint Jose's Effective Interest Rate on Debt % compare to ORLY and AZO?
Formosaint Jose's Effective Interest Rate on Debt % of 1.61% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Formosaint Jose and its competitors. Formosaint Jose's current Effective Interest Rate on Debt % is 1.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Formosaint Jose stock overvalued right now?
Formosaint Jose (ROCO:7764) has a current Effective Interest Rate on Debt % of 1.61%. The current Effective Interest Rate on Debt % is 1.61%. Formosaint Jose's overall GF Score™ is 15/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Formosaint Jose (ROCO:7764), the current Effective Interest Rate on Debt % is 1.61% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Formosaint Jose Business Description

Address 1st Floor, No. 319 Jiaxing Street, Daan District, Taipei, TWN, 106
Formosa Saint Jose Corp is a Company engaged in manufacturing and wholesale trading of various auto parts and molds.
15GF Score

Get the complete analysis for ROCO:7764

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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