Formosaint Jose (ROCO:7764) Interest Coverage: 4.34 (As of Dec. 2025) — 71% Below Median

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ROCO:7764 Formosa Saint Jose Corp ROCO:7764
17 GF Score
Price NT$12.00
! 5 Warning Signs
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What is Formosaint Jose Interest Coverage?

Formosaint Jose ROCO:7764 -2.83% 17 Interest Coverage is 4.34 as of Dec. 2025, which is 71% below its 10-year median of 15.10. GuruFocus rates ROCO:7764 with a GF Score™ of 17/100. The stock has 5 warning signs investors should review. Among 1,068 Vehicles & Parts companies, Formosaint Jose ranks worse than 55.62% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Formosaint Jose's Operating Income for the six months ended in Dec. 2025 was NT$31.8 Mil. Formosaint Jose's Interest Expense for the six months ended in Dec. 2025 was NT$-7.3 Mil. Formosaint Jose's interest coverage for the quarter that ended in Dec. 2025 was 4.34. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Formosaint Jose's Interest Coverage or its related term are showing as below:

ROCO:7764' s Interest Coverage Range Over the Past 10 Years
Min: 6.61   Med: 15.1   Max: 17.23
Current: 6.61


ROCO:7764's Interest Coverage is ranked worse than
55.62% of 1068 companies
in the Vehicles & Parts industry
Industry Median: 8.335 vs ROCO:7764: 6.61

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Formosaint Jose  (ROCO:7764) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Formosaint Jose Interest Coverage Related Terms


Formosaint Jose Interest Coverage Historical Data

* Premium members only.

The historical data trend for Formosaint Jose's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Formosaint Jose Interest Coverage Chart

Formosaint Jose Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
15.40 17.23 15.10 8.89 6.61

Formosaint Jose Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial 11.37 11.44 6.41 8.93 4.34

ROCO:7764 vs ORLY, AZO: Interest Coverage Comparison

For the Auto Parts subindustry, Formosaint Jose's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Formosaint Jose Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Formosaint Jose's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Formosaint Jose's Interest Coverage falls into.


ROCO:7764
17GF Score
Formosa Saint Jose Corp ROCO:7764
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Formosaint Jose Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Formosaint Jose's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Formosaint Jose's Interest Expense was NT$-14.5 Mil. Its Operating Income was NT$95.9 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$722.6 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*95.866/-14.496
=6.61

Formosaint Jose's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Formosaint Jose's Interest Expense was NT$-7.3 Mil. Its Operating Income was NT$31.8 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$722.6 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*31.754/-7.316
=4.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.34 mean?
Formosaint Jose (ROCO:7764) has a Interest Coverage of 4.34 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Formosaint Jose and its competitors. This is 71% below median its historical median of 15.10. Over the past decade, Formosaint Jose's Interest Coverage has ranged from 6.61 to 17.23. According to the industry distribution chart, Formosaint Jose ranks #594 out of 1068 companies in the Vehicles & Parts industry, placing it in the top 55.6%.
Is Formosaint Jose's Interest Coverage too high?
Formosaint Jose's current Interest Coverage of 4.34 is 71% below median its 10-year median of 15.10. Over the past 10 years, this metric has ranged from a low of 6.61 to a high of 17.23. The Vehicles & Parts industry median Interest Coverage is 8.34. Formosaint Jose's value of 4.34 is 47.9% below this industry median. Based on the distribution chart, Formosaint Jose ranks #594 out of 1068 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Formosaint Jose has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Formosaint Jose's Interest Coverage compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Formosaint Jose ranks #594 out of 1068 companies for Interest Coverage. This places Formosaint Jose in the lower half of its industry. The industry median Interest Coverage is 8.34. Formosaint Jose's value of 4.34 is 47.9% below this benchmark. Historically, Formosaint Jose's own Interest Coverage has ranged from 6.61 to 17.23 over the past decade. While the company's 10-year median is 15.10 vs. the industry median of 8.34, Formosaint Jose has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.34, based on 1,068 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Formosaint Jose's current Interest Coverage of 4.34 is 47.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Formosaint Jose and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Formosaint Jose's current Interest Coverage is 4.34, which is 71% below median its own 10-year median of 15.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Formosaint Jose stock overvalued right now?
Formosaint Jose (ROCO:7764) has a current Interest Coverage of 4.34. The current Interest Coverage is 4.34, which is 71% below median its 10-year median of 15.10 and 47.9% below the Vehicles & Parts industry median of 8.34. Formosaint Jose's overall GF Score™ is 17/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Formosaint Jose (ROCO:7764), the current Interest Coverage is 4.34 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Formosaint Jose Business Description

Address 1st Floor, No. 319 Jiaxing Street, Daan District, Taipei, TWN, 106
Formosa Saint Jose Corp is a Company engaged in manufacturing and wholesale trading of various auto parts and molds.
17GF Score

Get the complete analysis for ROCO:7764

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$12.00
Price