Dadi Early-Childhood Education Group (ROCO:8437) Effective Interest Rate on Debt %: 3.75% (As of Mar. 2026)

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ROCO:8437 Dadi Early-Childhood Education Group Ltd ROCO:8437
62 GF Score
Price NT$9.11
GF Value NT$15.32
Valuation Possible Value Trap
! 4 Warning Signs
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What is Dadi Early-Childhood Education Group Effective Interest Rate on Debt %?

Dadi Early-Childhood Education Group ROCO:8437 -0.22% 62 Effective Interest Rate on Debt % is 3.75% as of Mar. 2026. GuruFocus rates ROCO:8437 with a GF Score™ of 62/100 and a GF Value™ of NT$15.32 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Dadi Early-Childhood Education Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was NT$7.5 Mil. Dadi Early-Childhood Education Group's average total debt for the quarter that ended in Mar. 2026 was NT$198.9 Mil. Therefore, Dadi Early-Childhood Education Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.75%.


Dadi Early-Childhood Education Group  (ROCO:8437) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Dadi Early-Childhood Education Group Effective Interest Rate on Debt % Related Terms


Dadi Early-Childhood Education Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Dadi Early-Childhood Education Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dadi Early-Childhood Education Group Effective Interest Rate on Debt % Chart

Dadi Early-Childhood Education Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.91 3.34 5.67 5.63 4.32

Dadi Early-Childhood Education Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.59 4.02 4.27 3.59 3.75

ROCO:8437 vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Dadi Early-Childhood Education Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dadi Early-Childhood Education Group Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Dadi Early-Childhood Education Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Dadi Early-Childhood Education Group's Effective Interest Rate on Debt % falls into.


ROCO:8437
62GF Score
Dadi Early-Childhood Education Group Ltd ROCO:8437
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dadi Early-Childhood Education Group Effective Interest Rate on Debt % Calculation

Dadi Early-Childhood Education Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -11.603/( (303.748+233.693)/ 2 )
=-1  *  -11.603/268.7205
=4.32 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=24.021 + 279.727
=303.748

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.302 + 223.391
=233.693

Dadi Early-Childhood Education Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -7.452/( (233.693+164.18)/ 2 )
=-1  *  -7.452/198.9365
=3.75 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.302 + 223.391
=233.693

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.238 + 156.942
=164.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.75% mean?
Dadi Early-Childhood Education Group (ROCO:8437) has a Effective Interest Rate on Debt % of 3.75% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dadi Early-Childhood Education Group and its competitors.
Is Dadi Early-Childhood Education Group's Effective Interest Rate on Debt % too high?
Dadi Early-Childhood Education Group's current Effective Interest Rate on Debt % is 3.75%. Overall, Dadi Early-Childhood Education Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Dadi Early-Childhood Education Group's Effective Interest Rate on Debt % compare to EDU and TAL?
Dadi Early-Childhood Education Group's Effective Interest Rate on Debt % of 3.75% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dadi Early-Childhood Education Group and its competitors. Dadi Early-Childhood Education Group's current Effective Interest Rate on Debt % is 3.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dadi Early-Childhood Education Group stock overvalued right now?
Based on GuruFocus' analysis, Dadi Early-Childhood Education Group (ROCO:8437) is currently considered Possible Value Trap. The stock's GF Value™ is NT$15.32, compared to a current price of NT$9.11 — trading 40.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.75%. Dadi Early-Childhood Education Group's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Dadi Early-Childhood Education Group (ROCO:8437), the current Effective Interest Rate on Debt % is 3.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dadi Early-Childhood Education Group (ROCO:8437) Overvalued in 2026?

Based on GuruFocus' analysis, Dadi Early-Childhood Education Group stock appears to be undervalued. The current stock price of NT$9.11 is trading 40.5% below its estimated GF Value™ of NT$15.32. GuruFocus considers Dadi Early-Childhood Education Group to be Possible Value Trap.

Key valuation signals for ROCO:8437:

  • Effective Interest Rate on Debt %: 3.75%
  • GF Value™: NT$15.32 vs. price of NT$9.11 (40.5% below fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the ROCO:8437 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dadi Early-Childhood Education Group Business Description

Address No. 51, Hengyang Road, Room 217, 11th Floor, Zhongzheng District, Taipei, TWN, 100504
Dadi Early-Childhood Education Group Ltd mainly engaged in consultation services on education and business administration, R&D of early childhood education materials, development and sales of self-developed computer software and early childhood education related services. The company's products Teaching materials and teaching aids; Kindergarten facilities, Kindergarten supplies, Books, Parent products. Its services are Campus large-scale event planning, Earth Curriculum Design, Multimedia Courses, Early childhood education programs, Earth Children's Fitness Activities, Infant health, Parent School, Teacher training, Environmental arrangement. The company has presence in Mainland China, Hong Kong, Taiwan, Philippines, and Others.
62GF Score

Get the complete analysis for ROCO:8437

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$9.11
Price
NT$15.32
GF Value