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The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 1.29 is in distress zone. This implies bankruptcy possibility in the next two years.
Dadi Early-Childhood Education Group has a Altman Z-Score of 1.29, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
Dadi Early-Childhood Education Group (ROCO:8437) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dadi Early-Childhood Education Group Altman Z-Score Chart
ROCO:8437 vs EDU, TAL, LAUR: Altman Z-Score Comparison
For the Education & Training Services subindustry, Dadi Early-Childhood Education Group's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dadi Early-Childhood Education Group Altman Z-Score vs Education Industry
For the Education industry and Consumer Defensive sector, Dadi Early-Childhood Education Group's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Dadi Early-Childhood Education Group's Altman Z-Score falls into.
Dadi Early-Childhood Education Group Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Dadi Early-Childhood Education Group (ROCO:8437) has a Altman Z-Score of 1.29 as of Jul. 16, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Dadi Early-Childhood Education Group and its competitors. This is 79% below median its historical median of 6.12. Over the past decade, Dadi Early-Childhood Education Group's Altman Z-Score has ranged from 1.29 to 9.24. According to the industry distribution chart, Dadi Early-Childhood Education Group ranks #170 out of 248 companies in the Education industry, placing it in the top 68.5%.
Is Dadi Early-Childhood Education Group's Altman Z-Score too high?
Dadi Early-Childhood Education Group's current Altman Z-Score of 1.29 is 79% below median its 10-year median of 6.12. Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 9.24. The Education industry median Altman Z-Score is 2.31. Dadi Early-Childhood Education Group's value of 1.29 is 44.2% below this industry median. Based on the distribution chart, Dadi Early-Childhood Education Group ranks #170 out of 248 companies in the Education industry, which is below the industry midpoint. Overall, Dadi Early-Childhood Education Group has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Dadi Early-Childhood Education Group's Altman Z-Score compare to EDU and TAL?
According to the Education industry distribution chart, Dadi Early-Childhood Education Group ranks #170 out of 248 companies for Altman Z-Score. This places Dadi Early-Childhood Education Group in the lower half of its industry. The industry median Altman Z-Score is 2.31. Dadi Early-Childhood Education Group's value of 1.29 is 44.2% below this benchmark. Historically, Dadi Early-Childhood Education Group's own Altman Z-Score has ranged from 1.29 to 9.24 over the past decade. While the company's 10-year median is 6.12 vs. the industry median of 2.31, Dadi Early-Childhood Education Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Education company?
The median Altman Z-Score among Education companies is 2.31, based on 248 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dadi Early-Childhood Education Group's current Altman Z-Score of 1.29 is 44.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Dadi Early-Childhood Education Group and its competitors. For the Education industry, the median Altman Z-Score is 2.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dadi Early-Childhood Education Group's current Altman Z-Score is 1.29, which is 79% below median its own 10-year median of 6.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dadi Early-Childhood Education Group stock overvalued right now?
Based on GuruFocus' analysis, Dadi Early-Childhood Education Group (ROCO:8437) is currently considered Possible Value Trap. The stock's GF Value™ is NT$16.46, compared to a current price of NT$9.95 — trading 39.6% below its estimated fair value. The current Altman Z-Score is 1.29, which is 79% below median its 10-year median of 6.12 and 44.2% below the Education industry median of 2.31. Dadi Early-Childhood Education Group's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Dadi Early-Childhood Education Group (ROCO:8437), the current Altman Z-Score is 1.29 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dadi Early-Childhood Education Group (ROCO:8437) Overvalued in 2026?
Based on GuruFocus' analysis, Dadi Early-Childhood Education Group stock appears to be undervalued.
The current stock price of NT$9.95 is trading 39.6% below its estimated GF Value™ of NT$16.46.
GuruFocus considers Dadi Early-Childhood Education Group to be Possible Value Trap.
Key valuation signals for ROCO:8437:
Altman Z-Score: 1.29 (79% below median its 10-year median of 6.12)
GF Value™: NT$16.46 vs. price of NT$9.95 (39.6% below fair value)
Industry Position: 44.2% below the Education median (#170 of 248)
No single metric tells the full story. See the ROCO:8437 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dadi Early-Childhood Education Group Business Description
Dadi Early-Childhood Education Group Ltd mainly engaged in consultation services on education and business administration, R&D of early childhood education materials, development and sales of self-developed computer software and early childhood education related services. The company's products Teaching materials and teaching aids; Kindergarten facilities, Kindergarten supplies, Books, Parent products. Its services are Campus large-scale event planning, Earth Curriculum Design, Multimedia Courses, Early childhood education programs, Earth Children's Fitness Activities, Infant health, Parent School, Teacher training, Environmental arrangement. The company has presence in Mainland China, Hong Kong, Taiwan, Philippines, and Others.
63GF Score
Get the complete analysis for ROCO:8437
Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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