Najran Cement Co (SAU:3002) Effective Interest Rate on Debt %: 6.41% (As of Mar. 2026)

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SAU:3002 Najran Cement Co SAU:3002
65 GF Score
Price ﷼5.35
GF Value ﷼9.21
Valuation Possible Value Trap
! 6 Warning Signs
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What is Najran Cement Co Effective Interest Rate on Debt %?

Najran Cement Co SAU:3002 +0.19% 65 Effective Interest Rate on Debt % is 6.41% as of Mar. 2026. GuruFocus rates SAU:3002 with a GF Score™ of 65/100 and a GF Value™ of ﷼9.21 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Najran Cement Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ﷼16.8 Mil. Najran Cement Co's average total debt for the quarter that ended in Mar. 2026 was ﷼261.9 Mil. Therefore, Najran Cement Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.41%.


Najran Cement Co  (SAU:3002) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Najran Cement Co Effective Interest Rate on Debt % Related Terms


Najran Cement Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Najran Cement Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Najran Cement Co Effective Interest Rate on Debt % Chart

Najran Cement Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 4.02 7.99 8.09 7.46

Najran Cement Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.44 6.12 6.87 9.32 6.41

SAU:3002 vs CRH, VMC, MLM: Effective Interest Rate on Debt % Comparison

For the Building Materials subindustry, Najran Cement Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Najran Cement Co Effective Interest Rate on Debt % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Najran Cement Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Najran Cement Co's Effective Interest Rate on Debt % falls into.


SAU:3002
65GF Score
Najran Cement Co SAU:3002
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Najran Cement Co Effective Interest Rate on Debt % Calculation

Najran Cement Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -20.947/( (299.415+262.499)/ 2 )
=-1  *  -20.947/280.957
=7.46 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=207.789 + 91.626
=299.415

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=216.829 + 45.67
=262.499

Najran Cement Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -16.78/( (262.499+261.317)/ 2 )
=-1  *  -16.78/261.908
=6.41 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=216.829 + 45.67
=262.499

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=223.512 + 37.805
=261.317

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.41% mean?
Najran Cement Co (SAU:3002) has a Effective Interest Rate on Debt % of 6.41% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Najran Cement Co and its competitors.
Is Najran Cement Co's Effective Interest Rate on Debt % too high?
Najran Cement Co's current Effective Interest Rate on Debt % is 6.41%. Overall, Najran Cement Co has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Najran Cement Co's Effective Interest Rate on Debt % compare to CRH and VMC?
Najran Cement Co's Effective Interest Rate on Debt % of 6.41% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Najran Cement Co and its competitors. Najran Cement Co's current Effective Interest Rate on Debt % is 6.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Najran Cement Co stock overvalued right now?
Based on GuruFocus' analysis, Najran Cement Co (SAU:3002) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼9.21, compared to a current price of ﷼5.35 — trading 41.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.41%. Najran Cement Co's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Najran Cement Co (SAU:3002), the current Effective Interest Rate on Debt % is 6.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Najran Cement Co (SAU:3002) Overvalued in 2026?

Based on GuruFocus' analysis, Najran Cement Co stock appears to be undervalued. The current stock price of ﷼5.35 is trading 41.9% below its estimated GF Value™ of ﷼9.21. GuruFocus considers Najran Cement Co to be Possible Value Trap.

Key valuation signals for SAU:3002:

  • Effective Interest Rate on Debt %: 6.41%
  • GF Value™: ﷼9.21 vs. price of ﷼5.35 (41.9% below fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the SAU:3002 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Najran Cement Co Business Description

Address 9204 King Saud Road, PO Box 1006, Najran, SAU, 66256
Najran Cement Co is a Saudi Arabia-based company engaged in the business of manufacturing ordinary portland cement and cement resistant to salts. Its product portfolio comprises ordinary portland cement, portland sulphate resistant cement, portland pozzolanic cement, Lyasah, and Lyasah plus cement. Additionally, the company offers an integrated electronic service for selling and delivering cement to its business customers (companies and institutions) through the Wasel App. It is engaged in one operating segment, i.e., manufacturing cement. Geographically, Najran Cement generates the majority of its revenue from the local market, and to a lesser extent, also exports its products to other countries.
65GF Score

Get the complete analysis for SAU:3002

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼5.35
Price
﷼9.21
GF Value